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Also called a paycheck advance. Is a small, short-term loan. That is intended to cover a borrower's expenses until his or her next payday. Typical loans are between $100 and $500, on a two-week term and have interest rates in the range of 390 percent to 780 percent ( APR. The loans are also sometimes referred to as cash advances. Though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Called payday lending practices predatory. Lenders say these loans a...
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