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Invest in Your Future

Invest in your future everyday through a life-long learning of financial education. We are a Personal Finance blog for Filipinos living in the Philippines and overseas. We aim to improve financial literacy as a tool to achieve financial freedom through a lifelong dedication to financial education. Includes tips, news, updates, developments, basics, financial planning, investing, insurance, how to save money, how to make money, economy, personal experiences and discussions.

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Invest in Your Future | perakoto.com Reviews

https://perakoto.com

Invest in your future everyday through a life-long learning of financial education. We are a Personal Finance blog for Filipinos living in the Philippines and overseas. We aim to improve financial literacy as a tool to achieve financial freedom through a lifelong dedication to financial education. Includes tips, news, updates, developments, basics, financial planning, investing, insurance, how to save money, how to make money, economy, personal experiences and discussions.

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1

Why Your Cash Flow Should Matter to You ~ Invest in Your Future

http://www.perakoto.com/2011/05/why-your-cash-flow-should-matter-to-you.html

Time Value of Money. Good vs Bad Debt. Ways to Save Money. Save Money on Food. Why Your Cash Flow Should Matter to You. Wednesday, May 04, 2011. Income Minus Expenses Equals Cash Flow. How to Improve Cash Flow. Start Keeping Records Now. A situation where our expenses are just equal the amount of money we earn will leave us with nothing in the end. If our goal. Free E-mail Updates For You. Powered by Mortgage Payment. How to Open a Junior Savings Account for Your Kids at Banco de Oro (BDO).

2

Why Achieving Financial Freedom is a Possibility That You Should Aim for Yourself ~ Invest in Your Future

http://www.perakoto.com/2012/06/why-achieving-financial-freedom-is.html

Time Value of Money. Good vs Bad Debt. Ways to Save Money. Save Money on Food. Why Achieving Financial Freedom is a Possibility That You Should Aim for Yourself. Tuesday, June 26, 2012. Photo Credit: .donata. Is not only about money, it is also about our attitude and perspective towards our finances. It coexists with our habits and values in handling our money. We all think that financial freedom is having money that is more than enough to cover expenses. Who is your master? Is it diligence or laziness?

3

Guest Post ~ Invest in Your Future

http://www.perakoto.com/p/guest-post_06.html

Time Value of Money. Good vs Bad Debt. Ways to Save Money. Save Money on Food. I do accept guest posts so you don't have to waste your time asking permission. Why? Because personal finance is a topic which I believe no single person has the monopoly of knowledge and experience. Everyone can contribute to the benefit of others. If you have a guest post request you simply have to send it through my contact page. If I like it, I'll publish it. If not, I'll let you know that it didn't pass my criteria. Don't...

4

A Simple Guide to Becoming a Good Investor in the Philippines - Part 3 ~ Invest in Your Future

http://www.perakoto.com/2013/01/guide-become-good-investor-philippines-3.html

Time Value of Money. Good vs Bad Debt. Ways to Save Money. Save Money on Food. A Simple Guide to Becoming a Good Investor in the Philippines - Part 3. Tuesday, January 22, 2013. This is the third and last part of a 3-part series dealing with how Filipinos can be good investors. If you’ve missed the first two parts, you can find them here: Part 1. Fix your financial issues. Establish a good financial foundation. Learn about investment products. Assess your risk tolerance. Plan your investment portfolio.

5

Owning a House for the First Time ~ Invest in Your Future

http://www.perakoto.com/2011/09/owning-house-for-first-time.html

Time Value of Money. Good vs Bad Debt. Ways to Save Money. Save Money on Food. Owning a House for the First Time. Sunday, September 18, 2011. When I got a job which entailed that I relocate, owning a house came to my mind for the first time. But after more than a year since I first started work here in Pampanga, I am still living in an apartment. Owning a house, I figured, is not an easy task to accomplish. I might be working someplace else in the not so distant future. Owning a house is a dream that I h...

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Overcoming US Visa Denial | by Joel Olave

http://www.joelolave.com/2011/09/overcoming-us-visa-denial.html

Monday, September 26, 2011. Overcoming US Visa Denial. The reasons for the denials are not always clear though. Those who do not qualify for a non-immigrant visa are given a piece of paper. It contains statements which are supposed to explain the reasons for visa denials. The consul officer would encircle those reasons pertaining to the applicant. But these statements do not explain in detail why anyone got denied and no further explanation is given by the consul officer either. Posted by Joel Olave.

joelolave.com joelolave.com

Universal Health Care: Why Do We Need It? | by Joel Olave

http://www.joelolave.com/2011/04/universal-health-care-why-do-we-need-it.html

Friday, April 15, 2011. Universal Health Care: Why Do We Need It? We have all heard of stories about how a debilitating illness by someone has caused the lifetime savings. The Right to Medical Care. Health care is a basic human right as declared in Article 25 of the Universal Declaration of Human Rights adopted by the United Nations on December 10, 1948. Specifically it states that:. It Can Be Done. Universal health care has been done in several countries and their experience can provide some examples to...

joelolave.com joelolave.com

by Joel Olave: About

http://www.joelolave.com/p/about-me.html

Hi I’m Joel Olave. Welcome to my blog! If you’ve read some of my posts, you could be wondering what type of blog this is. Blogs are often differentiated by what they talk about. If you read some more, you’ll notice it’s difficult to categorize what I have written so far to a particular niche. A niche helps the blogger to narrow his topics. It may help him focus. His message to his intended audience. This blog, however, is about my thoughts. Why do I want to write? I should mention that I am an engineer.

joelolave.com joelolave.com

Electric Vehicles Running on Philippine Roads Today | by Joel Olave

http://www.joelolave.com/2014/01/electric-vehicles-running-on-philippine-roads-today.html

Sunday, January 19, 2014. Electric Vehicles Running on Philippine Roads Today. We all know electric is the future of transportation. It’s non-polluting and it’s a heck of a lot more efficient than the combustion engines we find in vehicles today. Both of these advantages means going electric is good for the environment, people’s health and energy independence. Photo Credit: Roberto Verzo. If you are curious to know, there are electric vehicles currently running on the streets of the Philippines. Most...

joelolave.com joelolave.com

The Growing Mining Industry in the Philippines: Zero-sum Game between the Environment and Money? | by Joel Olave

http://www.joelolave.com/2012/02/growing-mining-industry-in-philippines.html

Thursday, February 2, 2012. The Growing Mining Industry in the Philippines: Zero-sum Game between the Environment and Money? However, the undesirable catastrophic result of a terrible mining practice could have long-lasting repercussions which we do not want to happen as well. So we should stand as one in saying that mining will not proceed unless the foundation is put in place to ensure equitable benefits and protection for the environment. We should police small-scale mining which is not regulated by t...

joelolave.com joelolave.com

Introverts In Action - Perception is Different from Reality | by Joel Olave

http://www.joelolave.com/2014/04/introverts-in-action.html

Saturday, April 26, 2014. Introverts In Action - Perception is Different from Reality. Abraham Lincoln was a successful introvert. During my elementary school years, I didn't know there was a name for it. I haven't learned about what an "introvert" was. I didn't know it's in my genetic make-up. I thought or was made to think that there was something wrong with me. That I haven't yet learned a valuable skill. Photo Credit: Gage Skidmore. Posted by Joel Olave. Saturday, April 26, 2014. The Growing Mining I...

joelolave.com joelolave.com

How to Deal with a Detached Passport Cover in the Philippines | by Joel Olave

http://www.joelolave.com/2014/04/how-to-deal-with-detached-passport-cover-philippines.html

Thursday, April 3, 2014. How to Deal with a Detached Passport Cover in the Philippines. I recently had the misfortune of having to deal with a detached passport cover. I thought it was no problem and didn't think I had to have it fixed. In fact, when I saw that the cover was detached, my first impulse was to fix it myself by stapling it back to place. How the Passport Cover Got Detached. But I found out later that this was a known issue for Philippine e-Passports. The Department of Foreign Affairs (D...

joelolave.com joelolave.com

Earthquake in the Philippines: How to Prepare for the Unexpected | by Joel Olave

http://www.joelolave.com/2012/02/earthquake-in-philippines-how-to.html

Sunday, February 26, 2012. Earthquake in the Philippines: How to Prepare for the Unexpected. Being in the Pacific Ring of Fire. Severe earthquakes are feared by everyone for being extremely destructive. This type of events ought to be great reminders to people. If there’s anything to learn from this experience, it is that we need to know more about how to be prepared because our lives could depend on it. But since severe earthquakes do not occur that often, people tend to forget what they s...Government ...

joelolave.com joelolave.com

Why We Should Focus on Our Strengths (Not Our Weaknesses) to Contribute | by Joel Olave

http://www.joelolave.com/2014/07/why-we-should-focus-on-our-strengths-contribute.html

Wednesday, July 2, 2014. Why We Should Focus on Our Strengths (Not Our Weaknesses) to Contribute. All my life I’ve been trying to change myself by focusing on my weakness. I have been constantly concerning myself with ways to improve my flaws for I believed it would help me achieve more. For instance, I was pushing myself to learn sales. I’ve read several books on it and even did a part-time sales job. I knew I wasn’t good at Sales. Photo Credit: KayVee.INC. It's What Successful People Do. If you think a...

joelolave.com joelolave.com

Nudge Theory in Practice: A Gift of Vision for the Philippines | by Joel Olave

http://www.joelolave.com/2014/01/nudge-theory-in-practice-gift-of-vision.html

Thursday, January 9, 2014. Nudge Theory in Practice: A Gift of Vision for the Philippines. If there is one thing that I can wish for the Philippines, it would be the happiness of it’s people. But wishing happiness for everyone is easy. Making it a reality is a great challenge. Especially for someone like me who does not have the resources to make it happen. Photo Credit: Gian Cayetano. How can I possibly make an entire country happy by myself? How can I make Filipinos happier? Inspire us to do our best.

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