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Just another WordPress.com weblog. Bankruptcy myths part one. Reaffirmation Guide Part I – Reaffirmation and its Alternatives. What is a reaffirmation? When you reaffirm a debt you agree to be liable for that debt even though it would otherwise be discharged in your bankruptcy case. You can reaffirm the debt under the original contract terms, or in some cases you may be able to negotiate a different interest rate or principal amount. Which debts should you reaffirm? First alternative – surrender. There a...

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