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Welcome to Pfeifer Advisory. Our firm has enjoyed the opportunity to help clients navigate the difficult landscape of the competitive financial services world. Since the launch of Pfeifer Advisory LLC in 2008, our life insurance company, asset manager, and distribution clients have called upon us to lend insight into where to go next in the areas of life insurance and investment products strategy and design. Or call at (847)-362-6277. Dear Friends and Clients:. One word convenience. Less clean up, an...

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Welcome to Pfeifer Advisory. Our firm has enjoyed the opportunity to help clients navigate the difficult landscape of the competitive financial services world. Since the launch of Pfeifer Advisory LLC in 2008, our life insurance company, asset manager, and distribution clients have called upon us to lend insight into where to go next in the areas of life insurance and investment products strategy and design. Or call at (847)-362-6277. Dear Friends and Clients:. One word convenience. Less clean up, an...
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: : Pfeifer Advisory | Home : : | pfeiferadvisory.org Reviews

https://pfeiferadvisory.org

Welcome to Pfeifer Advisory. Our firm has enjoyed the opportunity to help clients navigate the difficult landscape of the competitive financial services world. Since the launch of Pfeifer Advisory LLC in 2008, our life insurance company, asset manager, and distribution clients have called upon us to lend insight into where to go next in the areas of life insurance and investment products strategy and design. Or call at (847)-362-6277. Dear Friends and Clients:. One word convenience. Less clean up, an...

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pfeiferadvisory.org pfeiferadvisory.org
1

: : Pfeifer Advisory | Home : :

http://www.pfeiferadvisory.org/letters/10_08.html

Variable annuity sales over the recent past have been strongly driven by the amount of new business associated with Section 1035 Exchanges. For some carriers, well over half of their new business related to exchanges from competitors' products. Such exchanges could be justified on the basis of new, improved features or cheaper prices compared to the original VA product. Will life insurers choose to restart 1035 Exchange sales by offering an exchange feature that carries over the dollar amount of living b...

2

: : Pfeifer Advisory LLC : :

http://www.pfeiferadvisory.org/letters/10_04.html

Having been around product pricing for a long time, I have seen many different approaches to establishing insurer profitability targets for life insurance and annuity products. In most cases, a major measure is an internal rate of return, (IRR), or a similar counterpart, GAAP Return on Equity (ROE), both of which are measured against invested capital. But what is the right target profitability level? Aside from quantifying the cost of risk, this approach helps establish a greate.

3

: : Pfeifer Advisory LLC : :

http://www.pfeiferadvisory.org/letters/09_09.html

Dear Friends and Clients,. Over the years, life insurers have taken a variety of approaches to constructing their product portfolios. At one extreme, there are carriers who build their portfolios by reacting to sales reps and/or competitor actions. At the other extreme, there are insurers who meticulously research and analyze agent, consumer, and shareholder views on any product launch. Time to draft the blueprints!

4

: : Pfeifer Advisory | Home : :

http://www.pfeiferadvisory.org/letters/13_01.html

Dear Friends and Clients:. To say that these are challenging times for the life insurance industry would be a shocking understatement. On the negative side of the ledger are low interest rates, market volatility, increased regulation, higher tax rates, and fewer and less loyal producers. On the positive side are only a few elements, like lower mortality and strong capitalization. Pfeifer Advisory LLC : 5220 West Meagan Court, Libertyville, Illinois 60048 847-362-6277 Email.

5

: : Pfeifer Advisory | Home : :

http://www.pfeiferadvisory.org/letters/13_04.html

Dear Friends and Clients:. The development of PBR was a tough, gut-wrenching odyssey involving many constituents. The process was largely completed in 2012, although its ultimate implementation depends on the breadth of individual state adoptions. And the result? Is there a lesson in this? Pfeifer Advisory LLC : 5220 West Meagan Court, Libertyville, Illinois 60048 847-362-6277 Email.

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5220 West Meagan Court. Libertyville, IL, 60048. Authoritative Insight Trusted Advice. Your Custom Text Here. Too Many Cooks in the Kitchen. August 4, 2016. Let me begin by admitting that I am primarily a product development actuary, not a reserve actuary. That fact alone may convince some readers that I am biased in my thinking, but I’d like to think that I can see multiple sides of this issue. What is the issue? Principles-Based Reserves, or PBR. So, where did we end up? Let’s answer that question by f...

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: : Pfeifer Advisory | Home : :

Welcome to Pfeifer Advisory. Our firm has enjoyed the opportunity to help clients navigate the difficult landscape of the competitive financial services world. Since the launch of Pfeifer Advisory LLC in 2008, our life insurance company, asset manager, and distribution clients have called upon us to lend insight into where to go next in the areas of life insurance and investment products strategy and design. Or call at (847)-362-6277. Dear Friends and Clients:. One word convenience. Less clean up, an...

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Hands-On and Client-Centered Approach. Your Well-Being Is Our Top Priority. The First Step to a New Life Begins With Us. Personal Counseling for Individuals and Families. Guiding You on the Path Toward Recovery. Thousands of people from Central Oregon have transformed their lives with the help of Pfeifer and Associates. We are the region’s largest outpatient treatment provider, serving adults with substance use disorder in Redmond, La Pine, and Bend, OR. Helping You Achieve Sobriety. And speak with a rea...

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Call for a Free Initial Consultation. Pfeifer and Pfeifer, Attorneys at Law has been defending the accused since 1978, fighting to get the result you need! COOK COUNTY DEFENSE ATTORNEY. Call (847) 864-5510 Today! If you have been arrested, you need an aggressive Cook County criminal defense lawyer to safeguard your rights. At Pfeifer and Pfeifer, Attorneys at Law. We have been helping clients in our community since 1978, with more than 50 years of combined experience. Contact us today at (847) 864-5510.

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