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What happens if? | Sackman
http://www.sackmans.co.uk/what-happens-if
It is so easy for us all to be caught up living for today and hoping tomorrow will take care of its self. However, for the sake of loved ones we should all set aside some time to consider the impact of becoming seriously ill, incapacitated or dying in an accident. Yes, it is possible to take out life insurance to cover loss of earnings but what about the business, employees and customers? Insurance will not cover everything, only planning will. Enter your email address below to subscribe to our newsletter.
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Compulsory Pensions | Sackman
http://www.sackmans.co.uk/compulsory-pensions
The law on pensions has changed dramatically in 2012. Between then and 2018 every employer must:. Have a pension scheme. Automatically enrol eligible* employees. Contribute towards the scheme. A worker is eligible if they are between 22 and the State Pension age, earn more than 10,000, have a contract of employment and work in the UK. There are a number of options. The Pensions Regulator has published a step-by-step guide click here. At the time of writing the price is 435 plus VAT. The Financial Conduct...
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Food strategy | Sackman
http://www.sackmans.co.uk/food-strategy
According to research by the Skipton Building Society the typical UK family now spends 5,077 on food a year, 423 a month. There is definitely an opportunity to save money on food. Not just by buying less but by changing what you eat. If you are serious about implementing a radical retirement plan then it’s time to look at food in a new waybreak it down into calories and shop to a budget. Can this be done for 2, 1 or even 75p a meal? Yes, but you will probably need eat differently and less. David Cameron ...
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Free software from Sackmans | Sackman
http://www.sackmans.co.uk/free-software-from-sackmans
Free software from Sackmans. I am delighted to tell you that from next month I am able to offer free financial planning software. Here is some background why I am doing this. A survey of 1,600 people revealed that less than a third of 40-70 year-olds have taken advice about the upcoming pension reforms. And, only 16% of these have taken advice from an independent adviser. This means, 95% of people have NOT taken professional independent advice about one of the crucial issues of their life. The Financial ...
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Mindset for money | Sackman
http://www.sackmans.co.uk/mindset-for-money
The most fundamental element of radical retirement planning is your mindset. If you have read some or all of the articles on this subject you could be thinking you could not give up so much convenience, luxury and enjoyment. But, the point is that it’s not about giving up but getting. A smoker who wants to quit is better off thinking of all the benefits they are going to get (like good health) rather than thinking they are giving up the enjoyment of smoking. It’s the same with our expenditure. There is a...
sackmans.co.uk
Xero advice on invoicing | Sackman
http://www.sackmans.co.uk/xero-advice-on-invoicing
Xero advice on invoicing. Xero accounting software have analysed over 12 million invoices and asked 1,500 small businesses for their tips and tricks how to get paid on time. This post takes the key lessons from the Xero article and includes the key challenges and tips on how to get paid faster. The four key challenges are:. Challenge 1 – Being busy. If you use Xero you can set automatic reminders and use the smart phone App to issue and chase payments on the go. Challenge 3 – Billing for all work. As wel...
moreclientslessselling.wordpress.com
Think Before You CRM. | More Clients. Less Selling.
https://moreclientslessselling.wordpress.com/2010/06/30/think-before-your-crm
More Clients. Less Selling. We help professional service providers grow their client base and catapult sales, without spending more time to do it. Think Before You CRM. June 30, 2010. Think before you CRM. Even if you’ve already purchased software, it behooves you to take a closer look at how you’re implementing this technology. After all, technology is only as smart as the people using it. The next step is to explore how the software can be utilized to enhance your strategy while reducing man-hours....
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Services | Sackman
http://www.sackmans.co.uk/services
The services fall into three categories:. There are the core services:. Is a service is designed for start-up businesses and is based on our 123 checklist. Takes care of annual accounts, tax returns, PAYE and bookkeeping. As well as the basics and management of deadlines we can also provide tax forecasting so you can budget for your tax bills. Which is where we have meetings to discuss the wider business. These can be monthly, quarterly or every six months. The two strategic services are:. Enter your ema...
sackmans.co.uk
What is Assure? | Sackman
http://www.sackmans.co.uk/services/core-services/assure
Assure is an essential service designed to keep your tax bill down and business fully compliant with your legal responsibilities. Following a review of your bookkeeping records we agree a schedule of works to complete and submit your year-end accounts and tax return. The process includes a pre year-end tax planning review, preparation of detailed working papers and draft accounts for your approval. Following your agreement we will complete the final accounts and tax returns. What exactly does it cover?
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Hiding from the taxman | Sackman
http://www.sackmans.co.uk/hiding-from-the-taxman
Hiding from the taxman. Tax is payable on profits of a sole trader or partner, regardless if you take the profit out of the business or not. With a Limited Company you can leave the profit inside the company and only pay 20% tax. This can be useful if you have fluctuating profits in your business. Enter your email address below to subscribe to our newsletter. Low cost financial planning. Self employed and happy. Funding your business personally. This posts looks at funding your business personally. Sackm...
