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Pragmatic Sage Weekly

Weekly Blog on Personal Finance, Retirement, Taxes and more.

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Pragmatic Sage Weekly | pragmaticsage.blogspot.com Reviews

https://pragmaticsage.blogspot.com

Weekly Blog on Personal Finance, Retirement, Taxes and more.

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1

Pragmatic Sage Weekly: Performance Guaranteed Variable Annuities

http://pragmaticsage.blogspot.com/2009/04/performance-guaranteed-variable.html

Tuesday, April 14, 2009. Performance Guaranteed Variable Annuities. After the market collapse I was getting grief from some individuals that I talked out of purchasing variable annuities with a minimum guaranteed rate of return.  . The annuities go by many names and are different in their benefits and features across companies.  . The bottom line is that they all guarantee a minimum rate of return no matter what the performance of the underling funds you select.  . Lastly, the guarantee is backed by the ...

2

Pragmatic Sage Weekly: Bank of America; Point of no Return

http://pragmaticsage.blogspot.com/2009/04/bank-of-america-point-of-no-return.html

Tuesday, April 28, 2009. Bank of America; Point of no Return. Back when Bank of America was trading under $5 a share I was thinking of buying some of the stock which I already own at about $42 a share. My logic was simple. Posted by Industry Insider. Subscribe to: Post Comments (Atom). Prepare and File your Taxes online for $19.95. Prepare both State and Federal return including E-file for $19.95 Happy Returns Tax Service, LLC. Enter your email address:. Bank of America; Point of no Return.

3

Pragmatic Sage Weekly: February 2009

http://pragmaticsage.blogspot.com/2009_02_01_archive.html

Friday, February 20, 2009. America’s Lost Confidence. I try not to let the current state of our economy get me down or the losses in my retirement portfolio. For the most part they have not. What has got me down and angry is the failed leadership of both our corporate and political leaders. First the tax issues of President Obama’s picks. If our political leaders cheat on their taxes, what do they expect the average American to do? Then the icing on the cake or should I say peanut butter. One of the ...

4

Pragmatic Sage Weekly: Mutual Fund Share Classes

http://pragmaticsage.blogspot.com/2009/01/mutual-fund-share-classes.html

Monday, February 9, 2009. Mutual Fund Share Classes. Many investors have no idea what mutual fund share class they are in or why. If you are about to do business with a broker or advisor a little education will go a long way. There are three main share Classes; A, B, and C. Class Y will represent other share Classes explained later. Total annual Expense Ratio. Class C you will only pay the load if you sell the shares within the first year. After the first year the load usually is zero. I also put Class Y...

5

Pragmatic Sage Weekly: America’s Lost Confidence

http://pragmaticsage.blogspot.com/2009/02/americas-lost-confidence.html

Friday, February 20, 2009. America’s Lost Confidence. I try not to let the current state of our economy get me down or the losses in my retirement portfolio. For the most part they have not. What has got me down and angry is the failed leadership of both our corporate and political leaders. First the tax issues of President Obama’s picks. If our political leaders cheat on their taxes, what do they expect the average American to do? Then the icing on the cake or should I say peanut butter. One of the ...

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Pragmatic Sage Weekly

Saturday, May 16, 2009. Many investors who have stayed away from bond funds in the past are now pouring money into them.  A bond fund may be riskier than you think, let’s take a look at how to break down a bond fund.  . Since bond funds are interest bearing instruments the expense ratio is extremely important.  There are plenty of bond funds with expense ratios under .70%.  Any higher than that and I do not know how a company can justify the cost.  . Posted by Industry Insider. Tuesday, April 28, 2009.

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