retirementreview.org.uk
The best of pension times, the worst of pension times?
http://retirementreview.org.uk/the-best-of-pension-times-the-worst-of-pension-times
Click here to visit the Protection Review website. The best of pension times, the worst of pension times? It is still relatively early days in terms of the pension reforms, but it feels as IFAs have a decent grip on things, partly because their clients have already developed good money habits. The problem unsurprisingly is likely to rest with those who don't seek or want advice. But what can the pension industry do asks John Lappin. Pensioner scamming - old fashioned style. In these instances, advisers a...
retirementreview.org.uk
The national print and online media will have a massive impact on public thinking about the pension
http://retirementreview.org.uk/the-national-print-and-online-media-will-have-a-massive-impact-on-public
Click here to visit the Protection Review website. The national print and online media will have a massive impact on public thinking about the pension. Retirement Review's John Lappin gives his view on his peers in the media and the influence they may on the British public's retirement decisions. Despite falling circulations, and in some cases tarnished reputations, it is very likely that the British press will have an unprecedented impact on the pension income reforms. Of course, the national print pres...
retirementreview.org.uk
Cracknell makes a plea for a common term for a pension policy and better access for consumers
http://retirementreview.org.uk/cracknell-makes-a-plea-for-a-common-term-for-a-pension-policy-and-better-ac
Click here to visit the Protection Review website. Cracknell makes a plea for a common term for a pension policy and better access for consumers. It's time to lose the uffle puffles and flexi whatsits says TPAS chief. The chief executive of the Pensions Advisory Service Michelle Cracknell has challenged the pension industry to come up with a common term for a pension policy and to look again at how easily customers can access the reforms. Laquo; Previous Article. Next Article ».
retirementreview.org.uk
The future of annuities in the UK
http://retirementreview.org.uk/the-future-of-annuities-in-the-uk
Click here to visit the Protection Review website. The future of annuities in the UK. RESULTS OF EXTENSIVE ADVISER RESEARCH. Our views on the market going forward. A resounding 99% of advisers still believe that face-to-face advice is the most suitable channel for providing retirement advice. Some 39% said that telephone advice, 25% online advice, and 14% client self-servicing are appropriate channels for delivering the reforms. OUR VIEWS ON THE MARKET GOING FORWARD. Allocation of pension pot. Those with...
retirementreview.org.uk
Harry Potter, Quidditch and the retirement reforms
http://retirementreview.org.uk/harry-potter-quidditch-and-the-retirement-reforms
Click here to visit the Protection Review website. Harry Potter, Quidditch and the retirement reforms. Retirement Intelligence director Billy Burrows on saving clients from, bludgers, demantors and worse. It seems like the new world of retirement options is looking like a game of ‘Pension Quidditch’. A bludger is an iron ball which is bewitched and flies around and tries to knock the players off of their brooms. This could be the mass of misleading information and biased comments. Just to make things eve...
retirementreview.org.uk
Polls apart on pensions - Steve Webb defends his reforms from Mick McAteer’s attack
http://retirementreview.org.uk/polls-apart-on-pensions-steve-webb-defends-his-reforms-from-mick-mcateers-a
Click here to visit the Protection Review website. Polls apart on pensions - Steve Webb defends his reforms from Mick McAteer’s attack. We start with Mr McAteer, speaking in his capacity as a director of the Financial Inclusion Centre (not in one of his roles as an FCA board member) as he outlined what some in the consumer movement believes should be the goals of any pension reform. He then attacked the reforms in the context of other historical reforms. Ldquo;The essence and theory of the reforms is tha...
retirementreview.org.uk
Getting advice to the mass affluent
http://retirementreview.org.uk/getting-advice-to-the-mass-affluent
Click here to visit the Protection Review website. Getting advice to the mass affluent. Retirement Review talks to Paul Yates, Product Strategy Director at iPipeline about his view of the retirement reforms and how the RetirementBuilder solution can help advisers serve more mass market and mass affluent clients. RR: What is your assessment of the new pension freedoms and how is the market shaping up? RR: How does RetirementBuilder meet this need? Ldquo;You have to be able to assess the options open to a ...
retirementreview.org.uk
Do advisers and consultants need their own thinktank?
http://retirementreview.org.uk/do-advisers-and-consultants-need-their-own-thinktank
Click here to visit the Protection Review website. Do advisers and consultants need their own thinktank? For many years policies have been developed without advisers necessarily getting involving in influencing the big ideas. Is there a way to change this asks Retirement Review's John Lappin. Do IFA and workplace advisers need a better mechanism for communicating with the wider world about the pension reforms and what they and their clients think? Otherwise there has been a sense of firefighting against ...
retirementreview.org.uk
Providers should have been required to offer pension freedoms with statutory override says Reid
http://retirementreview.org.uk/providers-should-have-been-required-to-offer-pension-freedoms-with-statutor
Click here to visit the Protection Review website. Providers should have been required to offer pension freedoms with statutory override says Reid. Government should have made advice a protected term. The Government should have created a statutory override requiring providers to offer the full suite of pension freedoms says Syndaxi Financial Planning director Robert Reid. Reid says there is a lot of talk about maximum charges and exit penalties, but he argues that this gives an implied exit penalty which...
retirementreview.org.uk
Clients gradually learning that pensions are now a useful inheritance planning tool says Towry
http://retirementreview.org.uk/clients-gradually-learning-that-pensions-are-now-a-useful-inheritance-plann
Click here to visit the Protection Review website. Clients gradually learning that pensions are now a useful inheritance planning tool says Towry. Initial surge saw a few clients taking cash but usually with a clear purpose. Yet he says a typical Towry client has pretty much carried on as usual. He says that clients are also deciding for now to remain in capped drawdown leaving themselves with the potential to set aside £40,000 in additional pension contributions each year, though he says, when mos...
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