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Ray Perman

Should we break-up RBS? February 26, 2015. Unlike Lloyds, where the Government has been steadily selling shares it acquired when the bank had to be rescued in 2008, RBS remains 80% owned by the public. Despite a drastic pruning of its balance sheet and the sale of non-core businesses, its stock price is still substantially below the level at which taxpayers, who funded the 45 billion recapitalisation of the bank, would get their money back. January 7, 2015. November 11, 2014. September 5, 2014. Highlight...

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Should we break-up RBS? February 26, 2015. Unlike Lloyds, where the Government has been steadily selling shares it acquired when the bank had to be rescued in 2008, RBS remains 80% owned by the public. Despite a drastic pruning of its balance sheet and the sale of non-core businesses, its stock price is still substantially below the level at which taxpayers, who funded the 45 billion recapitalisation of the bank, would get their money back. January 7, 2015. November 11, 2014. September 5, 2014. Highlight...

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1 ray perman

2 events

3 blog

4 ethical finance

5 bank governance

6 bank of england

7 hbos

8 financial conduct authority

9 hbos enquiry

10 lloyds

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Ray Perman | rayperman.com Reviews

https://rayperman.com

Should we break-up RBS? February 26, 2015. Unlike Lloyds, where the Government has been steadily selling shares it acquired when the bank had to be rescued in 2008, RBS remains 80% owned by the public. Despite a drastic pruning of its balance sheet and the sale of non-core businesses, its stock price is still substantially below the level at which taxpayers, who funded the 45 billion recapitalisation of the bank, would get their money back. January 7, 2015. November 11, 2014. September 5, 2014. Highlight...

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rayperman.com

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Justice delayed — and justice denied – Ray Perman

http://www.rayperman.com/justice-delayed-and-justice-denied

Justice delayed and justice denied. July 14, 2014. Could the HBOS three finally get an official slap on the wrist for losing 54 billion, forcing the Government to rescue the bank and impoverishing millions of bank employees and small shareholders? The HBOS Three: Andy Hornby, James Crosby and Lord Stevenson. Regulators toothless in the face of the rich and determined. Since then anyone named in a regulatory report has been shown the relevant passage in advance, giving them and their lawyers the opportuni...

2

Do Stevenson and Hornby hold a “Get out of Jail Free” card? – Ray Perman

http://www.rayperman.com/do-stevenson-and-hornby-hold-a-get-out-of-jail-free-card

Do Stevenson and Hornby hold a Get out of Jail Free card? November 11, 2014. I’m told the extremely tardy official report into the collapse of HBOS will be published early in the New Year and will contain criticism of the former chairman, Lord Stevenson, and chief executive, Andy Hornby. Whether it also imposes sanctions is another matter. January will mark six years since Lloyds completed its takeover of the failed bank. The HBOS collapse was second only in size to RBS. Compare that to the action taken ...

3

Events – Ray Perman

http://www.rayperman.com/events

Monday 18 October 2014 19:00 – 20:00. The role of financial journalism in accountability. University of Edinburgh Business School. Ray Perman talks to Chris Carter about financial journalism and outlines the role it can play in making organisations more accountable. University of Edinburgh Business School. Thursday 15 August 2013 14.00 15:oo. Edinburgh International Book Festival. Crisis at Scotland’s Biggest Banks. Tuesday 9th October 2012 18:00. National Library of Scotland. Sunday 4th November 2012.

4

Why the Scottish Government should help fund the Green Investment Bank – Ray Perman

http://www.rayperman.com/why-the-scottish-government-should-help-fund-the-green-investment-bank

Why the Scottish Government should help fund the Green Investment Bank. September 5, 2014. Highlighted an opportunity for the Scottish Government to take action no matter what the outcome of the referendum on September 18 and this one is the same. No matter whether we are heading for independence or sticking with the Union, there is a strong case for co-funding the Green Investment Bank. This is another recommendation from Smaller, Greener Banking. The paper I produced for Friends of the Earth Scotland.

5

The John Lewis of banking? TSB says Yes – Ray Perman

http://www.rayperman.com/the-john-lewis-of-banking-tsb-says-yes

The John Lewis of banking? June 18, 2014. Can the TSB claim to be the John Lewis of Banking? Following my blog post last week. Questioning that claim, here is the detailed response from Anthony Hus, Media Relations (Corporate) Manager at the TSB. I read with interest your recent blog titled The ‘John Lewis’ of banking? Not with this level of bonus. Finally, I’d just like to add that at TSB we aspire to be different and are committed to bringing more competition to UK banking. For example:. O When TSB had...

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Videos and Podcasts | twintangibles

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The leading Crowdfunding consultancy. Call Us 44(0)7717 714 595. Speaking, Writing and Events. Papers & Books. Crowdfunding – The Scottish Perspective. Civic Crowdfunding – A Proposal. Slides & Presentations. Components of a good campaign. Scottish Parliament – Economy, Energy and Tourism Committee. Crowdfunding – An Introduction. The Future of Crowdfunding. Former FT journalist , Chairman of the James Hutton Institute and author of Hubris How HBOS Wrecked the Best Bank in Britain. Tim Wright participate...

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Ray Perman

Should we break-up RBS? February 26, 2015. Unlike Lloyds, where the Government has been steadily selling shares it acquired when the bank had to be rescued in 2008, RBS remains 80% owned by the public. Despite a drastic pruning of its balance sheet and the sale of non-core businesses, its stock price is still substantially below the level at which taxpayers, who funded the 45 billion recapitalisation of the bank, would get their money back. January 7, 2015. November 11, 2014. September 5, 2014. Highlight...

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