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Video | Ray Sowards Elder Law Firm
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Video - Are Your Ducks in a Row? Ray Sowards Elder Law Firm 2014 Website designed by Faultline Marketing Group Inc.
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Medi-Cal | Ray Sowards Elder Law Firm
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Without sufficient planning, you can lose all or part of the equity in your home. You can lose your assets. Proper Medi-Cal planning can save your home from the nursing homes and hospitals that can take equity out of your home in the event of long term care and/or medical bills that you cannot afford to pay. Medi-Cal for Long Term Care is a benefit available to Californians. We can show you how to qualify regardless of your assets or your income. Common Misconceptions About Medi-Cal.
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Home | Ray Sowards Elder Law Firm
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Are Your Ducks in a Row? Our Knowledge Is your Power. We plan estates in such a way that your beneficiaries receive family assets economically. We help those who have money or services due to them claim and receive what is truly and rightfully theirs. When Hardship Has Already Happened. We work hand-in-hand with our clients in order to fully understand their personal situation, desires and expectations so that we can provide them with the proper strategy to meet their financial and legal needs. More and ...
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Conservatorship | Ray Sowards Elder Law Firm
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We can help you to obtain a Conservatorship in California. A Conservatorship can be set up after a judge decides that a person (called the "conservatee") can't take care of themselves or their finances. Then the judge chooses another person or organization (called the "conservator") to be in charge of the conservatee's care or finances, or both. If you are a senior and somebody is trying to take control of your finances against your will, this is an urgent situation and you need immediate legal assistance.
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Living Trust | Ray Sowards Elder Law Firm
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More and more individuals are putting their assets into revocable living trusts which are completely flexible and broadly adaptable arrangements for management, protection and distribution of a family's assets. A living trust is created during your lifetime and is funded with most or all of your assets by simply re-titling the assets to yourself as trustee. The complete flexibility of a revocable living trust means that one can be drafted to suit your individual needs and family situation. 149; Notice to...
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Special Needs | Ray Sowards Elder Law Firm
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If you currently provide care for a child or loved one with special needs (such as mental or physical disabilities), you must have contemplated with concern about what may happen to them when you are no longer able to provide and care for them. Our law firm can help you set up a Special Needs Trust. The Special Needs Trust can be used for a variety of life-enhancing expenditures without compromising your loved ones' eligibility such as:. 149; Annual check-ups at an independent medical facility. Ray Sowar...
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Elder Law | Ray Sowards Elder Law Firm
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The high cost of Long-Term Care has made planning a critically important issue for most middle class seniors and their families. In fact, most seniors will likely require some form of long-term care. Sadly, many of them are unprepared for the significant financial burdens it places on their family's hard earned savings. Financial devastation looms large for a family facing ongoing care at a rate of $8,400 or more per month. Long Term Care Options.
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Estate Planning | Ray Sowards Elder Law Firm
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If you have not yet properly planned your estate, more likely than not your home and most of your assets are going to be subject to probate (court procedure) and legal fees when you pass on. Even if you did set up your estate the right way, but time has passed or things have changed, your beneficiaries may still not receive all or any of what you had intended to be given to them. If you have not yet created an estate plan. If your estate plan is five or more years old. What is estate planning? What estat...
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Incapacity | Ray Sowards Elder Law Firm
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What is a Durable Power of Attorney? A durable power of attorney allows you to carry on your financial affairs in the event that you become disabled. Unless you have a properly drafted power of attorney, it may be necessary to apply to a court to have a guardian or conservator appointed to make decisions for you when you are disabled. This guardianship process is time-consuming, expensive, often costing thousands of dollars and emotionally draining. Who can establish a Power of Attorney?
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About | Ray Sowards Elder Law Firm
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About Ray Sowards Law Firm. Ray Sowards has been practicing Elder Law for over 25 years. He received his BS Degree from CSU EastBay in 1973. He received his JD Degree from Lincoln Law School in 1985. Mr Sowards' practice is devoted to Elder Law (Catastrophic Illness), Saving the family home and assets from the cost of Nursing Home Care, Estate Planning, Probate, Financial Planning, Real Estate, Insurance and related matters. Licensed to practice law in all California State and Federal Courts.
