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R.C. Giltner Services: March 2015

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Follow our knowledge base posts on bank digital lending for small business and consumers, payment cards and checking. Categories of our knowledge base and our most read posts are shown at right. No posts. Show all posts. No posts. Show all posts. Subscribe to: Posts (Atom). RC Giltner Services, Inc. Go To Full Website. Community Banks and Digital Lending. Consumer Market and Digital Lending. Digital Lending Technology and Processes. Small Business Market and Digital Lending. View my complete profile.

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R.C. Giltner Services: Your Small Business Lending Strategy

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Follow our knowledge base posts on bank digital lending for small business and consumers, payment cards and checking. Categories of our knowledge base and our most read posts are shown at right. Friday, July 24, 2015. Your Small Business Lending Strategy. It is time for your bank to update its small business lending strategy. Most of your business checking relationships have no business loan with you. That can be highly profitable with sound underwriting with digital delivery technology. Loans under $50k...

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R.C. Giltner Services: Bank Profit and Costs for Small Business Loans <$50k

http://rcgiltner.blogspot.com/2015/07/bank-profit-and-costs-for-small.html

Follow our knowledge base posts on bank digital lending for small business and consumers, payment cards and checking. Categories of our knowledge base and our most read posts are shown at right. Wednesday, July 29, 2015. Bank Profit and Costs for Small Business Loans. Small business loans under $50k are 40% of the entire business loan market. Generating total revenue of $29 billion in interest and fees, as shown below. From a Fortune Magazine study. According to FDIC data. Community bank small loan prici...

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R.C. Giltner Services: Small Business Loans <$50k Are Your Biggest Revenue Opportunity

http://rcgiltner.blogspot.com/2015/07/small-business-loans-50k-your-biggest.html

Follow our knowledge base posts on bank digital lending for small business and consumers, payment cards and checking. Categories of our knowledge base and our most read posts are shown at right. Tuesday, July 14, 2015. This $50k small business loan market represents $29 billion. Because the cost to sell, underwrite and serve. The 28 million businesses with 10 employees makes it historically not profitable to serve this $29 Billion market where the average revenue per customer is $2,400. But new cloud-bas...

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R.C. Giltner Services: August 2015

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Follow our knowledge base posts on bank digital lending for small business and consumers, payment cards and checking. Categories of our knowledge base and our most read posts are shown at right. Thursday, August 27, 2015. Digital Lending By Banks Wins Over Non Banks. The Federal Reserve Bank of Cleveland has just completed a great study of the booming online digital lending space called, “Alternative Lenders Through the Eyes of Mom and Pop Small Business Owners. The upshot is that there is huge demand an...

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R.C. Giltner Services: November 2014

http://rcgiltner.blogspot.com/2014_11_01_archive.html

Follow our knowledge base posts on bank digital lending for small business and consumers, payment cards and checking. Categories of our knowledge base and our most read posts are shown at right. Thursday, November 27, 2014. CFPB Delays Overdraft Rules As FI Revenues Continue To Fall. The reason is not primarily regulatory pressure, but the growth of non-bank payments provider alternatives and the lack of effective response by FIs. In the same week that the CFPB delayed overdraft rules, PapPal founder...

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R.C. Giltner Services: Bank Digital Lending Winner in New Fed Scrutiny of Online Lenders

http://rcgiltner.blogspot.com/2015/07/bank-digital-lending-winner-in-new-fed.html

Follow our knowledge base posts on bank digital lending for small business and consumers, payment cards and checking. Categories of our knowledge base and our most read posts are shown at right. Monday, July 20, 2015. Bank Digital Lending Winner in New Fed Scrutiny of Online Lenders. The Treasury Department has announced that it will assess the practices. Digital lending technology can be applied with bank. Proven, sound underwriting using credit reports and documented revenue or income, and applying the...

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R.C. Giltner Services: April 2015

http://rcgiltner.blogspot.com/2015_04_01_archive.html

Follow our knowledge base posts on bank digital lending for small business and consumers, payment cards and checking. Categories of our knowledge base and our most read posts are shown at right. Thursday, April 30, 2015. Larry Summers Says Digital Lenders Will Capture 70% of Small Business Lending. A Fortune Magazine article on banking and small business lending. Points out that 39% of all. Small businesses want business loans under $50k. Online lenders could capture up to 70% of the small. In fact, comm...

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R.C. Giltner Services: February 2015

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Follow our knowledge base posts on bank digital lending for small business and consumers, payment cards and checking. Categories of our knowledge base and our most read posts are shown at right. Wednesday, February 25, 2015. Community Banks and Regional Banks Benefit from New Approach to Small Business Lending. Documents today that community banks need a sleeker approach to small business lending. Claude Hanley in the American Banker 2/25.2015. A more automated, customer-friendly process is a competitive...

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R.C. Giltner Services: December 2014

http://rcgiltner.blogspot.com/2014_12_01_archive.html

Follow our knowledge base posts on bank digital lending for small business and consumers, payment cards and checking. Categories of our knowledge base and our most read posts are shown at right. Thursday, December 18, 2014. Non Bank Cost Advantage in Digital Lending is Killing Bank Revenues. A great article in the Economist Magazine. This week documents why online lenders for small, unsecured consumer loans are booming at the expense of financial institutions. The article. Monday, December 15, 2014.