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Just Write A Check...: Fall Updates
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Just Write A Check. Paying back debts, one check at a time. Tuesday, November 9, 2010. I updated the progress bars on the right side again, it feels so good to see the credit cards decreasing so much! As soon as some of the pending payments clear, we'll be under $10k in outstanding balance on the credit cards! When all that hit, we still had to absorb payments of half that, which was tough but fortunately still possible for us. One of the cars is completely paid off, so we're down to a single car loan!
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Just Write A Check...: March 2011
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Just Write A Check. Paying back debts, one check at a time. Friday, March 11, 2011. Compared to the "average" person who can afford their mortgage payments but simply don't want to pay any more, and decide to give back the house to the bank, this particular situation seems far worse to me. They got a huge financial gain out of it, by getting their other loans paid off completely! I'd be happy renting a house for a few years, if it meant being free of all the house debt and never-ending maintenance and re...
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Just Write A Check...: January 2011
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Just Write A Check. Paying back debts, one check at a time. Sunday, January 30, 2011. Our other car's payments are $350/month, with almost a year and a half left. I hate that we're taking out that much more debt, especially when the existing car was only just paid off and still runs fine. but the reality is that we're wasting at least that much in eating out and other non-frugal spending each month too. Just Write A Check. Subscribe to: Posts (Atom). Overall Debt, as of Mar 10, 2011. Just Write A Check.
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Just Write A Check...: Bleeding Money
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Just Write A Check. Paying back debts, one check at a time. Sunday, January 30, 2011. Our other car's payments are $350/month, with almost a year and a half left. I hate that we're taking out that much more debt, especially when the existing car was only just paid off and still runs fine. but the reality is that we're wasting at least that much in eating out and other non-frugal spending each month too. Just Write A Check. High risk merchant accounts. January 30, 2011 at 10:22 PM. March 8, 2011 at 8:59 PM.
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Just Write A Check...: August 2010
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Just Write A Check. Paying back debts, one check at a time. Sunday, August 22, 2010. In the upcoming months, I'll likely be asked to start taking furlough days. In my case, the furlough days will be unpaid days, sort of like a temporary layoff, but will probably be structured as a day off every so many work days. I don't yet know the details, but it'll most likely represent at least a 20% pay cut. And realistically, it'll be closer to 30%, because I'll lose overtime pay as well. Just Write A Check. Just ...
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Just Write A Check...: No Progress
http://writeacheck.blogspot.com/2011/03/no-progress.html
Just Write A Check. Paying back debts, one check at a time. Wednesday, March 9, 2011. In the past month, we haven't really made any more financial progress. We had a few extra bills this past month, including our annual homeowners association dues. The combination of vacation and the extra bills meant that we only paid the minimums on the remaining credit card debt. Just Write A Check. Subscribe to: Post Comments (Atom). Overall Debt, as of Mar 10, 2011. Current Balance: $57,354 $140,932 $0.
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Just Write A Check...: March 2010
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Just Write A Check. Paying back debts, one check at a time. Friday, March 5, 2010. Earlier today I had a discussion with a friend who is planning to move later this spring. Her and her husband are going to try to negotiate a lower monthly rent amount, and are going to offer to prepay a significant amount (6-12 months) if the landlord or management company will agree to reduce the payment by about $100/mo (roughly 15%). The building has plumbing or mechanical problems (a pipe freezes then bursts, or the b...
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Just Write A Check...: April 2011
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Just Write A Check. Paying back debts, one check at a time. Thursday, April 14, 2011. A few years ago, I was in favor of most of the low-income tax breaks and programs. I volunteered with programs that served low-income families, and saw how much those programs helped. At tax time, they are getting tax credit refunds of $5-10k! Meanwhile, we're having to pay in way more than that, and that's after working hard all year. Just Write A Check. Labels: quit my job. Wednesday, April 13, 2011. We have been able...
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Just Write A Check...: Maintaining momentum
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Just Write A Check. Paying back debts, one check at a time. Wednesday, April 13, 2011. Hubby and I are having a difficult time maintaining momentum with the debt repayment. While we haven't added to credit card balance, it's been going down very slowly. It seems like we'll charge $250 (for things like gas or books) and then we'll pay off $500. At our current rate, that last $5,000 is going to be around for a long time! In reality, we're hoping that it'll be gone by the end of the year. Just Write A Check.
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Just Write A Check...: December 2010
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Just Write A Check. Paying back debts, one check at a time. Tuesday, December 21, 2010. Starting in February, Hubby and I are going to switch to a new budget. So far we've just been splitting our "extra" money, using about half to pay down credit cards and the other half to stash in emergency savings. Here are our anticipated categories and savings amounts, per month:. Car insurance - $210. House (maintenance/repairs) - $300. Mortgage (principal reduction) - $800. Just Write A Check. Just Write A Check.