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Richard Selzer's Real Estate Blog | Selzer Realty

Richard Selzer's Real Estate Blog. Richard Selzer's Real Estate Blog. Servicing Loans — Not for the Faint of Heart. Okay, so you sold your property and allowed the buyer to pay you some of the purchase price over time: you are now in the business of loan servicing, a business so full of rules that many banks have opted out. Some of the rules are easy to comply with; others border on the impossible. Once you’ve received a payment, what do you do with it (other than deposit it)? Now you must account for it...

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Richard Selzer's Real Estate Blog. Richard Selzer's Real Estate Blog. Servicing Loans — Not for the Faint of Heart. Okay, so you sold your property and allowed the buyer to pay you some of the purchase price over time: you are now in the business of loan servicing, a business so full of rules that many banks have opted out. Some of the rules are easy to comply with; others border on the impossible. Once you’ve received a payment, what do you do with it (other than deposit it)? Now you must account for it...

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Richard Selzer's Real Estate Blog | Selzer Realty | richardselzer.com Reviews

https://richardselzer.com

Richard Selzer's Real Estate Blog. Richard Selzer's Real Estate Blog. Servicing Loans — Not for the Faint of Heart. Okay, so you sold your property and allowed the buyer to pay you some of the purchase price over time: you are now in the business of loan servicing, a business so full of rules that many banks have opted out. Some of the rules are easy to comply with; others border on the impossible. Once you’ve received a payment, what do you do with it (other than deposit it)? Now you must account for it...

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richardselzer.com

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Real estate | Richard Selzer's Real Estate Blog

http://richardselzer.com/tag/real-estate

Richard Selzer's Real Estate Blog. Richard Selzer's Real Estate Blog. How to Avoid Giving Your Estate to the State. Before I go further, let me remind you that making decisions about how to hold title or make any decisions about estate planning should be done with the advice of your legal and tax advisor. While I have some experience in real estate, I know nothing about your financial or legal situation and that information is critical to making good decisions. While I won’t recommend specific courses of...

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Mortgage loan | Richard Selzer's Real Estate Blog

http://richardselzer.com/tag/mortgage-loan

Richard Selzer's Real Estate Blog. Richard Selzer's Real Estate Blog. What’s a Hard-Money Loan, and Do I Want One? Most of us don’t have several hundred thousand dollars in cash lying around, so when we want to purchase real estate (or invest in a business or embark on other expensive endeavors), we need a loan. If a borrower defaults, the lender can foreclose and ultimately claim ownership of the real estate securing the loan or in some cases be paid off. It’s not a quick or easy process (for non-ow...

3

General | Richard Selzer's Real Estate Blog

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Richard Selzer's Real Estate Blog. Richard Selzer's Real Estate Blog. How to Reduce Inheritance Tax. Last week, I mentioned a few tips about how to hold title (own real estate. In ways that help your heirs avoid the hassle and expense of probate after you pass away. In case you were not aware, without good planning, a significant portion of your estate can end up in state coffers instead of being handed to your surviving spouse and/or children. Give your money away to loved ones. You die. Tax law. You ca...

4

Foreclosures – A Last Resort for All Parties: Part II | Richard Selzer's Real Estate Blog

http://richardselzer.com/2015/07/13/foreclosures-a-last-resort-for-all-parties-part-ii

Richard Selzer's Real Estate Blog. Richard Selzer's Real Estate Blog. Foreclosures A Last Resort for All Parties: Part II. Last week I talked about the two types of foreclosures. This week, I’ll walk you through the most common type: non-judicial foreclosures. Until five days before the sale, the borrower still has the right to bring the loan current by paying any outstanding loan payments, late fees, advances plus interest, and fees or costs associated with the foreclosure. If you decide to delay th...

5

Foreclosures – A Last Resort for All Parties: Part III | Richard Selzer's Real Estate Blog

http://richardselzer.com/2015/07/20/foreclosures-a-last-resort-for-all-parties-part-iii

Richard Selzer's Real Estate Blog. Richard Selzer's Real Estate Blog. Foreclosures A Last Resort for All Parties: Part III. Last week I reviewed non-judicial foreclosures, but since this is a complicated subject, there’s more to be said. Remember, I suggested you bid 80-90 percent of current market value, unless you would truly like to have your property back; in which case, you should bid up to the fair market value. Long story short, foreclosures are problematic for everyone involved. They cause ma...

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Richard Selzer's Real Estate Blog | Selzer Realty

Richard Selzer's Real Estate Blog. Richard Selzer's Real Estate Blog. Servicing Loans — Not for the Faint of Heart. Okay, so you sold your property and allowed the buyer to pay you some of the purchase price over time: you are now in the business of loan servicing, a business so full of rules that many banks have opted out. Some of the rules are easy to comply with; others border on the impossible. Once you’ve received a payment, what do you do with it (other than deposit it)? Now you must account for it...

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