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RJ Capital Insights: April 2014
http://rjcapitalinsights.blogspot.com/2014_04_01_archive.html
Friday, April 25, 2014. Should I Sell Stocks to Pay Off the Mortgage? When stock markets are choppy, this is a question that often arises. With the market acting like a see-saw, investors are wondering:. Why do I have money invested and earning ‘nothing’ when I pay 4% interest for my mortgage? Whether or not to pay off the mortgage is the topic of many personal finance blogs. We won’t discuss that today, though the ideas are important to understand before settling on a new approach. To illustrate these t...
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RJ Capital Insights: March 2014
http://rjcapitalinsights.blogspot.com/2014_03_01_archive.html
Thursday, March 27, 2014. Ways to Protect Against Identity Theft. America is enduring a data breach epidemic. As 2013 ended, the federal Bureau of Justice Statistics released its 2012. Victims of Identity Theft. Report. Its statistics were sobering. About one in 14 Americans aged 16 or older had been defrauded or preyed upon in the past 12 months, more than 16.6 million people. Tax time is prime time for identity thieves. They would love to get their hands on your return, and they would also love to clai...
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RJ Capital Insights: Family planning starts with a checklist
http://rjcapitalinsights.blogspot.com/2015/02/family-planning-starts-with-checklist.html
Thursday, February 26, 2015. Family planning starts with a checklist. After he heard the news – after the celebration and cheer – Thomas Brown made a list. The doctor had just confirmed that his wife, Misty, was pregnant with their first child, and as an Investment Advisor with RJ Capital, Thomas knew the importance of planning to make sure his growing family had a secure financial future. Will one parent stay home or cut back on work hours? What "stuff" do you need, and how will you get it? Items a litt...
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RJ Capital Insights: Interest Rates Will One Day (Maybe Soon) Head Higher
http://rjcapitalinsights.blogspot.com/2015/06/interest-rates-will-one-day-maybe-soon.html
Wednesday, June 17, 2015. Interest Rates Will One Day (Maybe Soon) Head Higher. Please contact Thomas Brown at 713-568-9780 or Thomas@RJCap.com. To discuss how RJ Capital might help you prepare your portfolio for rising interest rates. RJ Capital's blog posts are general in nature and do not constitute the rendering of legal, accounting or other professional service advice. RJ Capital on LinkedIn. RJ Capital on Facebook. RJ Capital on Twitter. Interest Rates Will One Day (Maybe Soon) Head High. Much has ...
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RJ Capital Insights: National Retirement Planning Week
http://rjcapitalinsights.blogspot.com/2015/04/national-retirement-planning-week.html
Wednesday, April 15, 2015. National Retirement Planning Week. RJ Capital is proud to announce that it will be supporting National Retirement Planning Week 2015 - a national effort to encourage Americans to plan for their financial needs in retirement. National Retirement Planning Week 2015 will take place from April 13 to 17. Which features resources and tools to help Americans focus on their long-term financial goals. Button to the right of this article. RJ Capital's blog posts are general in nature and...
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RJ Capital Insights: September 2014
http://rjcapitalinsights.blogspot.com/2014_09_01_archive.html
Wednesday, September 24, 2014. Retirement Readiness Takes Planning, Discipline. Only 39 percent of workers believe they’re building a large enough nest egg for retirement, according to a. By the Transamerica Center for Retirement Studies. The solution for rest is simple but not easy, said Greg Litts, principal of RJ Capital Investment Advisors. It requires discipline and a three-legged stool. 8220;Any time you lose one of those legs, it becomes unbalanced,” he said. Reaching retirement isn’t the go...
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RJ Capital Insights: February 2014
http://rjcapitalinsights.blogspot.com/2014_02_01_archive.html
Wednesday, February 26, 2014. Why reroute dividends back into your investments? Isn’t taking the income the preferred outcome when a dividend is produced? Retirees and pre-retirees are eager for dividend income in this era of historically low interest rates. Even so, the choice to buy more shares has merit for the long run. Reinvestment and compounding may have profoundly positive effects. Over 80% of S&P 500 firms pay dividends. Do you work for a big company that offers a DRIP? While you expose your por...
rjcapitalinsights.blogspot.com
RJ Capital Insights: May 2014
http://rjcapitalinsights.blogspot.com/2014_05_01_archive.html
Thursday, May 22, 2014. One Important Thing to Consider. As you save for retirement, you also recognize the possibility of having to pay major health care costs in the future. Is there some way to plan for these expenses years in advance? Just how great might those expenses be? There’s no rote answer, of course, but recent surveys from AARP and Fidelity Investments reveal that too many baby boomers might be taking this subject too lightly. Prescription drugs may be your #1 cost. In fact, EBRI currently s...
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RJ Capital Insights: Chiropractor Aligns Saving and Service for Success
http://rjcapitalinsights.blogspot.com/2015/02/chiropractor-aligns-saving-and-service.html
Wednesday, February 18, 2015. Chiropractor Aligns Saving and Service for Success. Dr Cindy Tovar knows the importance of frugality. The owner of three Total Bodywork Chiropractic clinics, Cindy is diligent about how every penny is spent, not just in her business, but in her personal life, as well. That, along with exceptional client service, has her business thriving and her retirement accounts bulging. She works with RJ Capital to plot a roadmap to build her retirement nest egg. She hopes to have th...
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