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Robert Hernandez | Loan Officer

Robert Hernandez Loan Officer. Sunday, April 22, 2012. My Weekly Market Commentary for Week of 4 / 22. March's New Home Sales will also be released late Tuesday morning. It gives us an indication of housing sector strength and mortgage credit demand, but is the week's least important report. Unless it varies greatly from analysts' forecasts, I am not expecting the data to cause much movement in mortgage rates. Analysts are currently forecasting an increase in sales of newly constructed homes. If I were c...

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Robert Hernandez | Loan Officer | roberthernandezloans.blogspot.com Reviews

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Robert Hernandez Loan Officer. Sunday, April 22, 2012. My Weekly Market Commentary for Week of 4 / 22. March's New Home Sales will also be released late Tuesday morning. It gives us an indication of housing sector strength and mortgage credit demand, but is the week's least important report. Unless it varies greatly from analysts' forecasts, I am not expecting the data to cause much movement in mortgage rates. Analysts are currently forecasting an increase in sales of newly constructed homes. If I were c...

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Robert Hernandez | Loan Officer | roberthernandezloans.blogspot.com Reviews

https://roberthernandezloans.blogspot.com

Robert Hernandez Loan Officer. Sunday, April 22, 2012. My Weekly Market Commentary for Week of 4 / 22. March's New Home Sales will also be released late Tuesday morning. It gives us an indication of housing sector strength and mortgage credit demand, but is the week's least important report. Unless it varies greatly from analysts' forecasts, I am not expecting the data to cause much movement in mortgage rates. Analysts are currently forecasting an increase in sales of newly constructed homes. If I were c...

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roberthernandezloans.blogspot.com

1

Robert Hernandez | Loan Officer: My Daily Market Commentary

http://roberthernandezloans.blogspot.com/2012/04/thursdays-bond-market-has-opened-flat.html

Robert Hernandez Loan Officer. Thursday, April 12, 2012. My Daily Market Commentary. February’s Goods and Services Trade Balance was also posted this morning, revealing a trade deficit of $46.0 billion that was well short of the $53.0 billion that was forecasted. However, this data is aged now and doesn’t carry the importance in the markets to directly affect mortgage rates, especially when it falls on a day that other data is released. Later today, we will see the results of today’s 30-year Bond a...

2

Robert Hernandez | Loan Officer: My Weekly Market Commentary

http://roberthernandezloans.blogspot.com/2012/04/my-weekly-market-commentary.html

Robert Hernandez Loan Officer. Sunday, April 15, 2012. My Weekly Market Commentary. If I were considering financing/refinancing a home, I would. Lock if my closing was taking place within 7 days. Lock if my closing was taking place between 8 and 20 days. Float if my closing was taking place between 21 and 60 days. Float if my closing was taking place over 60 days from now. Subscribe to: Post Comments (Atom). View my complete profile. My Weekly Market Commentary for Week of 4 / 22.

3

Robert Hernandez | Loan Officer: April 2012

http://roberthernandezloans.blogspot.com/2012_04_01_archive.html

Robert Hernandez Loan Officer. Sunday, April 22, 2012. My Weekly Market Commentary for Week of 4 / 22. March's New Home Sales will also be released late Tuesday morning. It gives us an indication of housing sector strength and mortgage credit demand, but is the week's least important report. Unless it varies greatly from analysts' forecasts, I am not expecting the data to cause much movement in mortgage rates. Analysts are currently forecasting an increase in sales of newly constructed homes. If I were c...

4

Robert Hernandez | Loan Officer: Advantages of Paying Points

http://roberthernandezloans.blogspot.com/2012/04/advantages-of-paying-points.html

Robert Hernandez Loan Officer. Wednesday, April 11, 2012. Advantages of Paying Points. Points paid on a purchase transaction are a tax deduction in the year of the close of escrow. Paying points can dramatically reduce the interest rate on the loan. Lowering the rate lowers the payment, lowering the income needed to qualify. A lower rate saves the buyer thousands of dollars over the life of the loan. There’s never been a better time to buy down a rate. Now 50 point lowers the rate by nearly .20%. The Pow...

5

Robert Hernandez | Loan Officer: My Daily Market Commentary - Tues. April 17

http://roberthernandezloans.blogspot.com/2012/04/my-daily-market-commentary-tues-april.html

Robert Hernandez Loan Officer. Tuesday, April 17, 2012. My Daily Market Commentary - Tues. April 17. There is nothing of relevance scheduled for release tomorrow. This means that we can expect the stock markets to be the most likely influence on bond trading and mortgage rates movement. If the major stock indexes extend this morning’s gains, bonds will likely show losses, pushing mortgage rates slightly higher tomorrow. On the other hand, stock weakness could lead to a small improvement...If I were consi...

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Robert Hernandez | Loan Officer

Robert Hernandez Loan Officer. Sunday, April 22, 2012. My Weekly Market Commentary for Week of 4 / 22. March's New Home Sales will also be released late Tuesday morning. It gives us an indication of housing sector strength and mortgage credit demand, but is the week's least important report. Unless it varies greatly from analysts' forecasts, I am not expecting the data to cause much movement in mortgage rates. Analysts are currently forecasting an increase in sales of newly constructed homes. If I were c...

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