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Toolset – One Step At A Time.

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One Step At A Time. The long road to financial independence. YNAB: Getting out of credit card debt and living on last month's income. April 30, 2015. Did you get started with a YNAB budget. If you are in the lucky situation, that you were able to implement all of YNAB rules immediately, then this article is not for you. If you are like many of us, you will have problems to live on last month's paycheck. And you will have some credit card debt. Time to do something about it! Basics: The rule of 72. The ba...

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Strangers in strange lands – One Step At A Time.

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One Step At A Time. The long road to financial independence. Strangers in strange lands. May 8, 2015. We can remember between 5 and 9 digits. So why do we value our self-images so much? Would you rather look at the image of a flower or at the flower itself? Gaze at the flower and it is marvelous. - Look at the image and you only see a representation. The thought of a flower. We imagine our lives - no wonder they feel empty. We miss everything but the self-image. We miss us. What is financial independence?

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YNAB Basics: How to get started budgeting – One Step At A Time.

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One Step At A Time. The long road to financial independence. YNAB Basics: How to get started budgeting. April 18, 2015. Do you live from paycheck to paycheck? Is your debt getting bigger and bigger? You constantly worry about money? That sounds like me a years ago. Until I started to budget. Today I save more than half of what I earn. I am quite confident that I can retire in less than 15 years. Whatever your financial goal is: A budget can help you reach it! The secret of getting ahead is getting started.

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Getting rid of ads – One Step At A Time.

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One Step At A Time. The long road to financial independence. Getting rid of ads. April 10, 2015. I do not read advertisements. I would spend all of my time wanting things. Often I feel bad after watching an ad, reading an article about the next health gadget, after watching Apple keynotes or browsing on Amazon. I feels like I have a hole in the stomach. I have to fight internal fights. Shall I buy the thing I didn't even know about a few minutes ago? Often I loose and buy. Despite knowing better. It is r...

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rocu – One Step At A Time.

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One Step At A Time. The long road to financial independence. Author: rocu (page 1 of 5). January 24, 2016. Today I watched this documentary and it deeply moved me. It is about an old teacher, who teaches his students something relevant. Compassion, friendship and happiness. His work touches me on a deep level. I cried quite a lot. I hope you like the documentary as much as I do! January 10, 2016. It is not very popular these days. But hey - Common Sense these days makes no sense at all. What is financial...

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May 2015 – One Step At A Time.

http://one-step-at-a-time.net/2015/05

One Step At A Time. The long road to financial independence. Strangers in strange lands. May 8, 2015. We can remember between 5 and 9 digits. So why do we value our self-images so much? Would you rather look at the image of a flower or at the flower itself? What is financial independence? Strangers in strange lands. YNAB: Getting out of credit card debt and living on last month's income. On Book Review: The Millionaire Next Door. On A tale of 3 electric kettles. On A tale of 3 electric kettles.

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Frugality – One Step At A Time.

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One Step At A Time. The long road to financial independence. January 10, 2016. Here is a skill that helps you to become financial independent, healthier, happier and helps you to grow as a person. It is not very popular these days. But hey - Common Sense these days makes no sense at all. I am talking about insourcing. Insourcing means taking your own matters into your own hand. It means going for a daily walk, instead of taking those pills against high blood pressure. It means you clean your own flat.

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Basics: Saving for a rainy day – One Step At A Time.

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One Step At A Time. The long road to financial independence. Basics: Saving for a rainy day. April 13, 2015. How often do you get surprised by live and are not prepared? How often do you use your credit card to pay for these little emergencies? In this blog post, I will show you how to be prepared financially next time. How next time the car breaks down it will be no financial catastrophe at all. The 2 types of financial rainy days. Let me first start with a little theory. Your house needs repair. Or you...

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Multiple use – One Step At A Time.

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One Step At A Time. The long road to financial independence. April 11, 2015. Today many products have only one use. Waffle irons, rice cookers, fondue sets, popcorn makers, toasters. While many of these appliances are quite good at what they do - I do not use them on a regular basis. They are wasteful. I life in a small flat and I do not want to waste money - so I love to have only a few items with multiple use. Just e few examples:. Letter opener, vegetable slicer, garlic press, weapon, fruit peeler.