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Helping Turn Financial Dreams into Reality. Our Products and Services. Interest Rates: How Low Can They Go? The question used to be how low can interest rates go. Now it's how long can rates remain at their historic low levels? When Do You Need a Will? When do you need a will? The answer is easy: right now. Are you ready for retirement? Here are five words you should consider. A will may be only one of the documents you need and one factor to consider when it comes to managing your estate. Well, they are.

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AU●●IN , TX, 78750

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ROY SPARKMAN

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AU●●IN , TX, 78750

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RO●●●●●●●●●●@LPL.COM

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ROY SPARKMAN

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AU●●IN , TX, 78750

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Helping Turn Financial Dreams into Reality. Our Products and Services. Interest Rates: How Low Can They Go? The question used to be how low can interest rates go. Now it's how long can rates remain at their historic low levels? When Do You Need a Will? When do you need a will? The answer is easy: right now. Are you ready for retirement? Here are five words you should consider. A will may be only one of the documents you need and one factor to consider when it comes to managing your estate. Well, they are.

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Home | Helping Turn Financial Dreams into Reality | roysparkman.com Reviews

https://roysparkman.com

Helping Turn Financial Dreams into Reality. Our Products and Services. Interest Rates: How Low Can They Go? The question used to be how low can interest rates go. Now it's how long can rates remain at their historic low levels? When Do You Need a Will? When do you need a will? The answer is easy: right now. Are you ready for retirement? Here are five words you should consider. A will may be only one of the documents you need and one factor to consider when it comes to managing your estate. Well, they are.

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Tax | Helping Turn Financial Dreams into Reality

http://www.roysparkman.com/resource-center/tax

Helping Turn Financial Dreams into Reality. Our Products and Services. Understanding tax strategies and managing your tax bill should be part of any sound financial approach. Some taxes can be deferred, and others can be managed through tax-efficient investing. With careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts. Making Your Tax Bracket Work. Have you explored all of your choices when it comes to managing your taxable income? Do You Owe The AMT?

2

Our Mission

http://www.roysparkman.com/p/our-mission

Helping Turn Financial Dreams into Reality. Our Products and Services. At our firm, we have the client—and only the client—in mind. Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. Each week the LPL Financial Research team assembles thoughtful insight on market and economic news.

3

Personal & Corporate

http://www.roysparkman.com/p/personal-corporate

Helping Turn Financial Dreams into Reality. Our Products and Services. Traditional and Roth IRAs. Lump Sum / 401(k) Rollovers. 529 Plans and Coverdell Savings Accounts. SEP IRAs and SARSEP. 401(k), 403(b) and Profit-Sharing Plans. Stocks, Bonds and Mutual Funds. Disability and Life Insurance. Insurance to Fund Irrevocable Trust. Each week the LPL Financial Research team assembles thoughtful insight on market and economic news. 160; Download Market Commentary. 160; Download Economic Commentary.

4

Retirement Planning

http://www.roysparkman.com/p/retirement-planning

Helping Turn Financial Dreams into Reality. Our Products and Services. Retirees Face Numerous Risks. What rate is sustainable? Sequencing by tax bucket. Pension plans and retiree benefits—a thing of the past. Social Security and Medicare. Essential versus lifestyle expenses. Uncertain returns and income. Impact of point in time. Asset allocation and location. Underfunded defined contribution accounts. Erodes the value of savings and reduces returns. 160; Download Market Commentary.

5

Our Products & Services

http://www.roysparkman.com/p/our-products-services

Helping Turn Financial Dreams into Reality. Our Products and Services. Our Products and Services. We provide assistance in the following areas:. Each week the LPL Financial Research team assembles thoughtful insight on market and economic news. 160; Download Market Commentary. 160; Download Economic Commentary. Check the background of your financial professional on FINRA's BrokerCheck. Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA.

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Home | Helping Turn Financial Dreams into Reality

Helping Turn Financial Dreams into Reality. Our Products and Services. Interest Rates: How Low Can They Go? The question used to be how low can interest rates go. Now it's how long can rates remain at their historic low levels? When Do You Need a Will? When do you need a will? The answer is easy: right now. Are you ready for retirement? Here are five words you should consider. A will may be only one of the documents you need and one factor to consider when it comes to managing your estate. Well, they are.

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