homeownership.org
Deed-in-Lieu of Foreclosure | HomeOwnership.org
http://www.homeownership.org/deed-in-lieu
Monday Friday: 7am to 7pm (Pacific). Short Sale as an Alternative to Foreclosure. Back to Work Program. Your out when foreclosure is inevitable. What is a Deed-in-Lieu of Foreclosure? If all else fails and you won’t be able to save your home, you may qualify for a deed in lieu of foreclosure. In its simplest form, a deed-in-lieu of foreclosure allows you to give the house back to the lender and avoid foreclosure proceedings altogether. The Benefits of a Deed-in-Lieu. When applying for a loan in the futur...
homeownership.org
Home Buyer Programs | HomeOwnership.org
http://www.homeownership.org/first-time-home-buyer-programs
Monday Friday: 7am to 7pm (Pacific). Short Sale as an Alternative to Foreclosure. Back to Work Program. FHA Loans and Home Buyer Education. When preparing to buy your first home or you are entering back into homeownership, it’s important to plan ahead so you can manage your finances and be a successful homeowner. Get an in-depth look at the following:. Understanding the importance of credit. Qualifying for a mortgage. Shopping for a home. Available down payment and closing costs programs. FHA Home Afford...
homeownership.org
How Reverse Mortgages Work | HomeOwnership.org
http://www.homeownership.org/reverse-mortgages
Monday Friday: 7am to 7pm (Pacific). Short Sale as an Alternative to Foreclosure. Back to Work Program. How Reverse Mortgages Work. A Reverse Mortgage will provide eligible homeowners, 62 years of age or older, the ability to turn the equity in their home into tax-free cash flow. For more information, call us at (800) 294-3896. How Reverse Mortgages Work. Contact a Reverse Mortgage Counselor Today! What are the benefits of a Reverse Mortgage? No loan repayment for as long as you reside in your home.
homeownership.org
Pre-Purchase Counseling | HomeOwnership.org
http://www.homeownership.org/pre-purchase-counseling
Monday Friday: 7am to 7pm (Pacific). Short Sale as an Alternative to Foreclosure. Back to Work Program. Learn more about reverse mortgages. Credit.org’s Home Buyer Education course will help you make good decisions when buying a home. It’s approved by HUD, Freddie Mac and Fannie Mae, and can qualify you for savings on the cost of FHA mortgage insurance as well as other first-time home buyer assistance programs. Learn more about our Home Buyer Education Course. Back to Work Program. Learn more about the H...
homeownership.org
HOEPA Program | HomeOwnership.org
http://www.homeownership.org/hoepa-program
Monday Friday: 7am to 7pm (Pacific). Short Sale as an Alternative to Foreclosure. Back to Work Program. Credit.org Launches Priority Pre-purchase Counseling - A new service to better serve the high consumer demand for the FHA BACK to WORK program. The 2013 HOEPA Rule applies to loan applications received on or after January 10, 2014. To comply with high-cost mortgage provisions of this rule you must:. Avoid certain loan terms. Loans Subject to HOEPA Coverage. Closed-end home equity loans. How to Determin...
homeownership.org
Foreclosure Alternatives | HomeOwnership.org
http://www.homeownership.org/foreclosure-alternatives
Monday Friday: 7am to 7pm (Pacific). Short Sale as an Alternative to Foreclosure. Back to Work Program. Traditional and Recent Government Programs. There are many strategies that can help if you have issues in paying your mortgage. You have different options available to you depending on if you have not missed a payment yet, if you’re already late on payments or if the bank has already served you a foreclosure notice. What if I don’t qualify or have been denied? Deed in Lieu of Foreclosure. What You Need...
homeownership.org
Short Sale as an Alternative to Foreclosure | HomeOwnership.org
http://www.homeownership.org/short-sale
Monday Friday: 7am to 7pm (Pacific). Short Sale as an Alternative to Foreclosure. Back to Work Program. Short Sale as an Alternative to Foreclosure. The benefits of a short sale and where to get help. Short Sale as an Alternative to Foreclosure. What is a Short Sale? Short Sale vs. Foreclosure – how does it help me? Effects of a short sale on your credit. Buying again after a short sale. Depending on if you were late on payments before your short sale, you may buy another home immediately. In other c...
homeownership.org
Loan Modification Programs: How to Qualify and Apply | HomeOwnership.org
http://www.homeownership.org/foreclosure-help/loan-modification-programs
Monday Friday: 7am to 7pm (Pacific). Short Sale as an Alternative to Foreclosure. Back to Work Program. Loan Modification Programs: How to Qualify and Apply. Understanding the qualifications and how to get started. Loan Modification Programs: How to Qualify and Apply. How Government Loan Modification Programs Work. The federal government and the Department of Housing and Urban Development (HUD) have created and recently updated several loan modification programs for a person’s primary residence. The Obam...
homeownership.org
HELOC Reset Help | HomeOwnership.org
http://www.homeownership.org/heloc-reset-help
Monday Friday: 7am to 7pm (Pacific). Short Sale as an Alternative to Foreclosure. Back to Work Program. Information about HELOC resets and guidance on how homeowners can get help for rising second mortgage payments. Help for Struggling Borrowers Facing a Reset on Home Equity Lines of Credit. What is a HELOC reset? How to handle a HELOC reset. HARP 2.0 refinance for underwater mortgages. Second mortgage loan modification. Where to get help. Go to HELOChelp.org. A priority counseling request. Government Ho...