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Owe more on house than now worth and want to sell: Short Sell Your Home

Selling Your Home When You Owe More Than It’s Worth. Pensacola house values have declined since their peak in 2005-2006. Depending on when you purchased and the amount of your down-payment, your home’s current value may be less than the amount you still owe on your mortgage principal. In other words, you might be upside-down. If you are upside down on your home’s loan, and many people are these days, you have some options to consider. Bring money to closing. How does a short sale work? My agents close 90...

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