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Investment B

早前看到有關積金局推出中央結算系統、有望簡化交收兼降低成本的報道，想不到竟有基金公司表示，這反會令成本上升，要轉嫁予打工仔云云。筆者心想，使唔使賺咁盡。以現時強積金管理的資產達5,160億元及平均基金開支比率1.69%計，它們每年已收取高達87億元費用，難道賺少一點也不行？ 隨着全球基金業競爭激烈，歐美基金皆有減低收費趨勢，在2013年，即使美國的股票基金也要將開支比率降至平均0.74%，但偏偏本港的強積金公司，依然強行收取無理的高昂費用，無他，因知你走唔郁，即使半自由行也只能走一半，基金公司自然乘機搵位作補償。筆者認為本港強積金制度的不完善，迫使打工仔要月供一些表現奇差的基金，真是強迫金，驚逼你唔死！ 指數基金已有30多年歷史，並不是甚麼新事物，不少指數基金皆能準確地追貼相關指數，而滙豐的恒指基金相距這麼大，筆者不禁懷疑其基金經理是否一時睡着了，錯誤追蹤其他指數，又或者回報被高昂的費用蠶食了。 假若過去十年，你沒有揀中這28隻強積金，則這十年可謂白供了，正如柴九講，人生有幾多個十年，你可能已被強迫金逼供十年，試問還有幾...正如之前與美國基金的比較，本港並非沒有優質的基金，...形容本年升勢甚為&#1...

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singmojito.co.uk

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Named after the cocktail, it’s the perfect blend of these two musicians’ voices that make them unique. With stunning piano and guitar arrangements and harmonies so beautiful that your heart will fly, this highly sophisticated duo will add a touch of elegance to your occasion, whether it be a wedding reception, birthday party, ball, corporate event or even an intimate dinner party.

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Flash Intro Page

singmomschedule.blogspot.com

single mom schedule

Datapipe 9080 80 www.google.com www.google.com Click Here! Http:/ onedaysingmomtli.blogspot.com/ href="http:/ 6f9calx6omn0bsd1pwh8h-vpca.hop.clickbank.net/? Tid=THT39" target=" top" Click Here! Http:/ www.REISecrets.com/webinar. Monday, October 25, 2010. Single MoM Shop for the SEASONS. Http:/ www.ytagi.com/. Where and when does the group meet? A collection of financial articles, most of them to do with Credit Card and Debt Management, that you may add to your website. Tuesday, September 21, 2010. Breakf...

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SINGMONT, Ciscenje poslovnih prostorija, Čišćenje poslovnog prostora, odrzavanje objekata, Ciscenje industrijskih podova, Beograd, Zemun, Srbija

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Sing Montréal Chante | choral singing for disadvantaged schools

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