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Home: Smart Money Program

My attitude to budgeting and expenses is that. Budgeting helps me to maintain discipline, pay the bills and save a little for a rainy day. I have a budget but I find it doesn't work very well for me. I don't like budgets and prefer to trust my instincts. My attitude to money is best summarised as. I earn $100 and I typically spend $110. I earn $100 and typically spend $100. I earn $100 and typically spend $90, saving $10 for a rainy day. The minimum payment due. The total balance owing. Paying off my home.

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