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Speckman Law Firm

Monday, June 2, 2014. Bankruptcy vs. Debt Settlement. I am often asked about debt settlement and whether it is a better option than filing bankruptcy. Before we go any further, it may be useful to talk about what bankruptcy is and what a debt settlement is. Your creditors are prohibited from contacting you and the process is generaly well organized. Agreement. The creditor does not have to accept your settlement offer. The process may take many months, is often stressful for the borrower as colle...One o...

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Monday, June 2, 2014. Bankruptcy vs. Debt Settlement. I am often asked about debt settlement and whether it is a better option than filing bankruptcy. Before we go any further, it may be useful to talk about what bankruptcy is and what a debt settlement is. Your creditors are prohibited from contacting you and the process is generaly well organized. Agreement. The creditor does not have to accept your settlement offer. The process may take many months, is often stressful for the borrower as colle...One o...

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Speckman Law Firm | speckmanlawfirm.blogspot.com Reviews

https://speckmanlawfirm.blogspot.com

Monday, June 2, 2014. Bankruptcy vs. Debt Settlement. I am often asked about debt settlement and whether it is a better option than filing bankruptcy. Before we go any further, it may be useful to talk about what bankruptcy is and what a debt settlement is. Your creditors are prohibited from contacting you and the process is generaly well organized. Agreement. The creditor does not have to accept your settlement offer. The process may take many months, is often stressful for the borrower as colle...One o...

INTERNAL PAGES

speckmanlawfirm.blogspot.com

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Speckman Law Firm: September 2013

http://www.speckmanlawfirm.blogspot.com/2013_09_01_archive.html

Friday, September 6, 2013. Bankruptcy is not a “Dirty Word”. I spend a lot of time talking to clients (and prospective clients) about the social stigma of filing bankruptcy. That is probably the primary reason that people who need the protection bankruptcy offers wait too long to file, or don’t file at all. Many people struggle with overwhelming debt for far too long, exhausting their resources (and often the resources of family members as well) because of their perception of bankruptcy. A similar taint ...

2

Speckman Law Firm: Fourth Circuit Holds Inheritances Are Estate Property In Chapter 13 Cases

http://www.speckmanlawfirm.blogspot.com/2013/11/fourth-circuit-holds-inheritances-are.html

Friday, November 1, 2013. Fourth Circuit Holds Inheritances Are Estate Property In Chapter 13 Cases. Recently, the Fourth Circuit Court of Appeals. Issued an opinion in Carroll v Logan. This will have an impact for future chapter 13 cases in this circuit. At issue were two provisions of the Bankruptcy Code: Section 541 and Section 1306. Section 541. Bequest, devise or inheritance. In the Carrolls’ case, they had filed for bankruptcy in 2009 and did not become entitled to inherit anything until well...

3

Speckman Law Firm: Are You Too Far Behind on Your Mortgage for Chapter 13? Chapter 11 May Help!

http://www.speckmanlawfirm.blogspot.com/2013/11/are-you-too-far-behind-on-your-mortgage.html

Wednesday, November 13, 2013. Are You Too Far Behind on Your Mortgage for Chapter 13? Chapter 11 May Help! This may result in many people thinking that they have no alternative other than losing their home. But there may be another alternative: an individual Chapter 11. Subscribe to: Post Comments (Atom). View my complete profile. How to file bankruptcy – What are Executory Contra. Should You Use A Debt Settlement Company? Are You Too Far Behind on Your Mortgage for Chapte.

4

Speckman Law Firm: June 2013

http://www.speckmanlawfirm.blogspot.com/2013_06_01_archive.html

Thursday, June 6, 2013. Experience Debt Relief Through Bankruptcy (not against it). Answer this question: Should you file bankruptcy? Do not ignore these warning signs. Next, one borrows money, usually in one or more of the following four ways. By credit cards, until the account limits max out and the bank declines to issue further credit;. By long term debt consolidation, based on one’s ability to get a loan;. By short term high interest payday type loans;. By begging money from family and friends.

5

Speckman Law Firm: What is a Chapter 12 bankruptcy and do I qualify?

http://www.speckmanlawfirm.blogspot.com/2013/10/what-is-chapter-12-bankruptcy-and-do-i.html

Wednesday, October 30, 2013. What is a Chapter 12 bankruptcy and do I qualify? Chapter 12 of the Bankruptcy Code is designed to protect family farmers and fisherman. Southern California has plenty of both. Still, this is a very uncommon form of bankruptcy. Family farmers in America are a dying breed. The continued access farmers have to Chapter 12 bankruptcy has allowed many farms to get through tough economic times and continue their family farm business and way of life. View my complete profile.

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Bankruptcy | Speckman and Associates

http://speckmanlawfirm.com/bankruptcy

Bankruptcy v. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Setting Up A Payment Plan. When a Good Defense is a Strong Offense. Should I “Short-Sale” My Home? Deed In Lieu Of Foreclosure. David L. Skelton. Thomas H. Billingslea. Send Us A Message. Our Low Fee Guarantee. Fees Can Be Paid in a Flexible Manner. Call Us at 619-696-5151. Basic liquidation for individuals and businesses; also known as straight bankruptcy;. Rehabilitation for family farmers and fishermen;. While C...

speckmanlawfirm.com

Chapter 11 | Speckman and Associates

http://speckmanlawfirm.com/bankruptcy/chapter-11-2

Bankruptcy v. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Setting Up A Payment Plan. When a Good Defense is a Strong Offense. Should I “Short-Sale” My Home? Deed In Lieu Of Foreclosure. David L. Skelton. Thomas H. Billingslea. Send Us A Message. Our Low Fee Guarantee. Fees Can Be Paid in a Flexible Manner. Call Us at 619-696-5151. Bankruptcy vs. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Say Goodbye to Your Debts. Book a Free Consultation.

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Alternatives to Bankruptcy | Speckman and Associates

http://speckmanlawfirm.com/bankruptcy-alternatives-2

Bankruptcy v. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Setting Up A Payment Plan. When a Good Defense is a Strong Offense. Should I “Short-Sale” My Home? Deed In Lieu Of Foreclosure. David L. Skelton. Thomas H. Billingslea. Send Us A Message. Our Low Fee Guarantee. Fees Can Be Paid in a Flexible Manner. Call Us at 619-696-5151. Setting Up A Payment Plan. When a Good Defense is a Strong Offense. Should I Short-Sale My Home? Say Goodbye to Your Debts. David L. Skelton.

speckmanlawfirm.com

Negotiate a Settlement | Speckman and Associates

http://speckmanlawfirm.com/bankruptcy-alternatives-2/negotiate-a-settlement

Bankruptcy v. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Setting Up A Payment Plan. When a Good Defense is a Strong Offense. Should I “Short-Sale” My Home? Deed In Lieu Of Foreclosure. David L. Skelton. Thomas H. Billingslea. Send Us A Message. Our Low Fee Guarantee. Fees Can Be Paid in a Flexible Manner. Call Us at 619-696-5151. Setting Up A Payment Plan. When a Good Defense is a Strong Offense. Should I Short-Sale My Home? Say Goodbye to Your Debts. David L. Skelton.

speckmanlawfirm.com

Chapter 13 | Speckman and Associates

http://speckmanlawfirm.com/bankruptcy/chapter-13

Bankruptcy v. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Setting Up A Payment Plan. When a Good Defense is a Strong Offense. Should I “Short-Sale” My Home? Deed In Lieu Of Foreclosure. David L. Skelton. Thomas H. Billingslea. Send Us A Message. Our Low Fee Guarantee. Fees Can Be Paid in a Flexible Manner. Call Us at 619-696-5151. Bankruptcy vs. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Say Goodbye to Your Debts. Book a Free Consultation.

speckmanlawfirm.com

Should I “Short-Sale” My Home? | Speckman and Associates

http://speckmanlawfirm.com/bankruptcy-alternatives-2/should-i-short-sale-my-home

Bankruptcy v. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Setting Up A Payment Plan. When a Good Defense is a Strong Offense. Should I “Short-Sale” My Home? Deed In Lieu Of Foreclosure. David L. Skelton. Thomas H. Billingslea. Send Us A Message. Our Low Fee Guarantee. Fees Can Be Paid in a Flexible Manner. Call Us at 619-696-5151. Should I “Short-Sale” My Home? Find out what your options are before it’s too late. Deed In Lieu Of Foreclosure. Say Goodbye to Your Debts.

speckmanlawfirm.com

Eliminate Income Tax | Speckman and Associates

http://speckmanlawfirm.com/bankruptcy/income-tax

Bankruptcy v. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Setting Up A Payment Plan. When a Good Defense is a Strong Offense. Should I “Short-Sale” My Home? Deed In Lieu Of Foreclosure. David L. Skelton. Thomas H. Billingslea. Send Us A Message. Our Low Fee Guarantee. Fees Can Be Paid in a Flexible Manner. Call Us at 619-696-5151. Bankruptcy vs. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Say Goodbye to Your Debts. Book a Free Consultation.

speckmanlawfirm.com

Questions You Should Ask | Speckman and Associates

http://speckmanlawfirm.com/bankruptcy/questions-you-should-ask

Bankruptcy v. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Setting Up A Payment Plan. When a Good Defense is a Strong Offense. Should I “Short-Sale” My Home? Deed In Lieu Of Foreclosure. David L. Skelton. Thomas H. Billingslea. Send Us A Message. Our Low Fee Guarantee. Fees Can Be Paid in a Flexible Manner. Call Us at 619-696-5151. Questions You Should Ask. Who is the Bankruptcy Trustee and what does he do? Will I loose my house, car or other assets if I file bankruptcy?

speckmanlawfirm.com

When a Good Defense is a Strong Offense | Speckman and Associates

http://speckmanlawfirm.com/bankruptcy-alternatives-2/when-a-good-defense-is-a-strong-offense

Bankruptcy v. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Setting Up A Payment Plan. When a Good Defense is a Strong Offense. Should I “Short-Sale” My Home? Deed In Lieu Of Foreclosure. David L. Skelton. Thomas H. Billingslea. Send Us A Message. Our Low Fee Guarantee. Fees Can Be Paid in a Flexible Manner. Call Us at 619-696-5151. When a Good Defense is a Strong Offense. Setting Up A Payment Plan. Should I Short-Sale My Home? Say Goodbye to Your Debts. David L. Skelton.

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speckmanlawfirm.blogspot.com

Speckman Law Firm

Monday, June 2, 2014. Bankruptcy vs. Debt Settlement. I am often asked about debt settlement and whether it is a better option than filing bankruptcy. Before we go any further, it may be useful to talk about what bankruptcy is and what a debt settlement is. Your creditors are prohibited from contacting you and the process is generaly well organized. Agreement. The creditor does not have to accept your settlement offer. The process may take many months, is often stressful for the borrower as colle...One o...

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Speckman and Associates | Your Financial Lifeguard

Bankruptcy v. Debt Settlement. Foreclosure and Wage Garnishment. Questions You Should Ask. Setting Up A Payment Plan. When a Good Defense is a Strong Offense. Should I “Short-Sale” My Home? Deed In Lieu Of Foreclosure. David L. Skelton. Thomas H. Billingslea. Send Us A Message. Our Low Fee Guarantee. Fees Can Be Paid in a Flexible Manner. Call Us at 619-696-5151. Civil Litigation is the pursuit of one’s legal rights though the court system. Whether the matter concerns a breach of a confidence, fraud,...

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