my-iva.blogspot.com
My IVA: November 2006
http://my-iva.blogspot.com/2006_11_01_archive.html
Sunday, November 26, 2006. Hi guys n girls,. Love getting all your emails and helping people if and where possible. Just to anyone else who reads my blog, you can leave comments on the blog site. Not had any yet so bit upset about that. But please keep emailing, except the con men from Nigeria asking me for bank details like I keep getting. Posted by Steve at 7:51 PM. Little update to let everyone know what’s happening. So all going really nicely and soon should hear back from him. I am a 22 years old la...
my-iva.blogspot.com
My IVA: Sigh,.,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
http://my-iva.blogspot.com/2007/01/sigh.html
Thursday, January 18, 2007. Posted by Steve at 8:49 PM. Good job.thanks.Must be a reason to find friends in your area! My name is Steve and I am in serious debt. I have set up this blog to record my experiences as I embark on an Individual Voluntary Arrangement (IVA). Another countdown to meeting. 24 Hours to go. Thou shalt not pay thy bills (even if thy want to).
my-iva.blogspot.com
My IVA: October 2006
http://my-iva.blogspot.com/2006_10_01_archive.html
Monday, October 30, 2006. Update - Phone calls. Sorry for the lack of updates, I was away at my sisters for few days. I am starting to get more phone calls and letters now. One is from my old current account wondering why I have not paid my credit card bill. God I hate them. The letters I got, were from the same people I rang up the first time to tell them I am starting an IVA, and then they send me letters saying they are going to come to my house and take stuff. So it is all moving along fairly smoothly.
my-iva.blogspot.com
My IVA: AAAAAAAARRRRRGGGHHHHH
http://my-iva.blogspot.com/2007/01/aaaaaaaarrrrrggghhhhh.html
Monday, January 08, 2007. As you can tell Judgment day arrived, and my creditors meeting has been adjourned for 7 to 10 days. Basically not enough creditors either responded all voted so my IP is chasing them all and asking them if they could vote. It is awkward because my debts are spread over about 28 creditors. My IP is sending me paperwork to confirm what happened. I'm really angry about it actually, I have been so worked up today felt like I was going to be sick, then he calls and tells me this.
my-iva.blogspot.com
My IVA: 24 Hours to go
http://my-iva.blogspot.com/2007/01/24-hours-to-go.html
Sunday, January 07, 2007. 24 Hours to go. Well not long now, my creditors meeting is tomorrow at 4pm, so been really nervous about whats gonna happen and if it gets accepted or not, so a million thoughts been running round my head if it does not get accepted. Im quite confident it will though as I do not think Thomas Charles would of agreed this far if they did not think it would be accepted. Posted by Steve at 7:40 PM. My name is Steve and I am in serious debt. Junk Mail - GRRRRRRR.
my-iva.blogspot.com
My IVA: February 2007
http://my-iva.blogspot.com/2007_02_01_archive.html
Wednesday, February 21, 2007. Finally, had my IVA accepted today so so so so so happy. Proposed 29pence in every pound, but with a few mods they accepted 31 pence in every pound, so about 425 a month starting from 1st March. Time to celebrate (wine in hand). Posted by Steve at 8:07 PM. Tuesday, February 06, 2007. One of my creditors has been ok, my old bank Nationwide, they actually listened and took notes on what I was doing which makes a change. Posted by Steve at 11:27 PM. I have set up this blog to r...
my-iva.blogspot.com
My IVA: SUCCESS WOOOHOOO
http://my-iva.blogspot.com/2007/02/success-wooohooo.html
Wednesday, February 21, 2007. Finally, had my IVA accepted today so so so so so happy. Proposed 29pence in every pound, but with a few mods they accepted 31 pence in every pound, so about 425 a month starting from 1st March. Time to celebrate (wine in hand). Posted by Steve at 8:07 PM. My name is Steve and I am in serious debt. I have set up this blog to record my experiences as I embark on an Individual Voluntary Arrangement (IVA). Another countdown to meeting. 24 Hours to go.
my-iva.blogspot.com
My IVA: Update
http://my-iva.blogspot.com/2007/01/update.html
Wednesday, January 10, 2007. Just a little update on situation. I spoke to my IP and he said its normal for it to get adjourned, specially just after xmas as they are busy and people still on holiday. So taken bit of pressure off me so im not stressing as much. I will be off line for a few days as I am moving house this weekend so if you email me I wont be able to answer straight away. Posted by Steve at 8:23 PM. My name is Steve and I am in serious debt. 24 Hours to go. Junk Mail - GRRRRRRR.
my-iva.blogspot.com
My IVA: New Date
http://my-iva.blogspot.com/2007/01/new-date.html
Thursday, January 11, 2007. I got through the date of next creditors meeting today, 18th jan at 10am. so it will be another stressful day that day waiting for the call. I got a letter saying the reason it was adjourned last time was to give creditors more time to consider my proposal. Posted by Steve at 5:48 PM. My name is Steve and I am in serious debt. I have set up this blog to record my experiences as I embark on an Individual Voluntary Arrangement (IVA). 24 Hours to go. Junk Mail - GRRRRRRR.