loannetter.blogspot.com
Loannetter: MANY Things Affect Interest Rates!
http://loannetter.blogspot.com/2005/02/how-fico-scores-affect-interest-rates.html
Understanding and planning residential real estate financing. Thursday, February 03, 2005. MANY Things Affect Interest Rates! Credit Scores and Negative Propertery Issues Indicate Risk Categories to Investors. There are 'No FICO Score' programs but that is for people who have insufficient credit history to have a rating. Too bad it’s not that simple! In addition, there are higher loan costs in points and fees for having negative credit issues. What constitutes 'credit issues'? Property issues which may c...
loannetter.blogspot.com
Loannetter: September 2008
http://loannetter.blogspot.com/2008_09_01_archive.html
Understanding and planning residential real estate financing. Monday, September 15, 2008. Staying Alive- and SANE! I fondly recall the image of John Travolta combing his hair while walking down the street to the Bee Gees 'Staying Alive' in. That movie was really about a street smart. Guy using everything at his disposal including very fancy footwork to win against the odds. To identify with such a caricature. It is very hard to imagine what was going through. A backdrop of paranoia. And fear (inflation)&...
loannetter.blogspot.com
Loannetter: Grab a Fannie Mae REO with HomePath Loans
http://loannetter.blogspot.com/2010/09/grab-fannie-mae-reo-with-homepath-loans.html
Understanding and planning residential real estate financing. Wednesday, September 29, 2010. Grab a Fannie Mae REO with HomePath Loans. It's great to get some good real estate news for a change. We see opportunities for buyers everywhere we look! For most folks the home you can afford is the one you can get a loan for! The homes are generally sold without an appraisal 'as is'. That there could be problems lurking deeper than the tattered wallpaper. So let's assume you or your buyer are that savvy...You m...
loannetter.blogspot.com
Loannetter: Tax Advantages of Your Mortgage
http://loannetter.blogspot.com/2006/02/tax-advantages-of-your-mortgage.html
Understanding and planning residential real estate financing. Tuesday, February 21, 2006. Tax Advantages of Your Mortgage. Save Money with Your Home Mortgage. For most people, deducting your home mortgage interest payments from your taxable income is your first reward of home ownership! Of course this depends entirely on your income and other financial issues, so before you leap into any financial program, speak to your personal accountant. There are several ways to save money with your mortgage:. Our Co...
loannetter.blogspot.com
Loannetter: Are You A Credit Fiasco Waiting to Happen?
http://loannetter.blogspot.com/2005/01/are-you-credit-fiasco-waiting-to.html
Understanding and planning residential real estate financing. Monday, January 03, 2005. Are You A Credit Fiasco Waiting to Happen? How TRUSTING Are You? How well do you know the people who might have temporary access to your filing cabinet, check book or wallet? If you are shopping for a mortgage, do so with trusted banks or personal brokers and confine your 'shopping' or application process to a 2 week period to limit the 'hits' on your credit score. NEVER loan a credit card to a friend. NEVER open a jo...
loannetter.blogspot.com
Loannetter: Staying Alive--and SANE!
http://loannetter.blogspot.com/2008/09/staying-alive-and-sane.html
Understanding and planning residential real estate financing. Monday, September 15, 2008. Staying Alive- and SANE! I fondly recall the image of John Travolta combing his hair while walking down the street to the Bee Gees 'Staying Alive' in. That movie was really about a street smart. Guy using everything at his disposal including very fancy footwork to win against the odds. To identify with such a caricature. It is very hard to imagine what was going through. A backdrop of paranoia. And fear (inflation)&...
loannetter.blogspot.com
Loannetter: Get Mortgage Ready!
http://loannetter.blogspot.com/2005/12/get-mortgage-ready.html
Understanding and planning residential real estate financing. Tuesday, December 06, 2005. First Time Homebuyers may qualify for. Through FHA (Federal Housing Authority), VA (Veterans Administration), Freddie Mac and Fannie Mae. And that's not all! Free First Time Homebuyer Classes. You can also take the course online in a matter of hours! Http:/ www.FreddieMac.com/hrc. Take it in your own time and print out the certificate at the end. Http:/ www.annualcreditreport.com/. Credit cards, mortgages, auto paym...
netcredit.blogspot.com
Netcredit: November 2010
http://netcredit.blogspot.com/2010_11_01_archive.html
Straight talk about credit protection for homeowners and investors and wannabees. Saturday, November 13, 2010. Do You Have Too Much Debt? Your Debt to Income Ratio is key to your loan approval. Here's how to beat the system. So it pays to understand how this works. Literally. SAVE this Debt Evaluation Calculator link:. Use this handy evaluation tool check it often to keep yourself on track. Quick DTI Example for Monthly Gross Income of $4,000:. Mortgage including taxes and insurance (or rent): $1,000.
netcredit.blogspot.com
Netcredit: March 2009
http://netcredit.blogspot.com/2009_03_01_archive.html
Straight talk about credit protection for homeowners and investors and wannabees. Tuesday, March 24, 2009. Will Credit Get Even TIGHTER? How does market confidence affect availability of credit? Wall Street created the financial vehicles we all use to buy everything from groceries to cars, student loans and homes. Unfortunately, the current financial chaos around 'fractonal lending' and how they resell 'risk' is causing Congress to step in and impose tighter guidelines. Better late than never? If you can...
netcredit.blogspot.com
Netcredit: What's UP with FICO Scores Lately?
http://netcredit.blogspot.com/2012/11/whats-up-with-fico-scores-lately.html
Straight talk about credit protection for homeowners and investors and wannabees. Sunday, November 11, 2012. What's UP with FICO Scores Lately? The 2010 FICO (r). Scoring model which was finally introduced in 2011 didn't seem to have a lot of effect on credit reports we see. Or did it? One of the more recent bugaboos is how 'disputes' are viewed by underwriters. More than one disputed account on a credit report can cause your loan to be denied (! The practice of people disputing everything created a virt...
