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Repair Your Bad Credit With Future Fico: March 2013
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Repair Your Bad Credit With Future Fico. Saturday, March 16, 2013. Debt Collectors ALWAYS Commit Fraud! I have done the research. I still do the research. I love researching, and I apply what I learn. Guess what? When I apply it to validation and dispute letters, when I apply it to my clients' case defenses when they get sued, these lying, thieving, law violating, tax cheating, insurance law breakers and fraudsters hit the road! Posted by Shannon Lopez. Links to this post. Labels: 3rd party collectors.
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Repair Your Bad Credit With Future Fico: October 2013
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Repair Your Bad Credit With Future Fico. Friday, October 4, 2013. How To Remove Judgments and Bankruptcy / BK From Your Credit Report. Have you searched everywhere online to find out how to remove judgments or a bankruptcy and asked all kinds of people, self proclaimed credit repair specialists or mortgage brokers, real estate agents, YouTube videos, DIY articles, answer websites, and other places? Stay on NO LONGER. I really get irritated with the misinformation and spin they all put out there. And ...
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Repair Your Bad Credit With Future Fico: August 2014
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Repair Your Bad Credit With Future Fico. Saturday, August 23, 2014. Why You Can Remove Liens, Judgments And BK's From Your Credit Report. It is always so frustrating when you are trying to build, re-establish your credit or get financing and you keep getting turned down because your credit doesn't meet the criteria needed. I think one of the most frustrating things is when you go to buy a house and you find out that you have a judgment on your credit, many times that you had no idea was even there. That'...
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Repair Your Bad Credit With Future Fico: December 2014
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Repair Your Bad Credit With Future Fico. Sunday, December 14, 2014. How To Tell Debt Collectors To Pound Sand On Old Foreclosure Debt And Collection Accounts. Validation is proof you owe THEM! Have you ever contracted with that 3rd party debt collector and agreed to do business with them? Did they ever contribute something of value to you in exchange for your money? Do you want to hear some good news? 3rd party collectors furnishing their lies on your credit reports, you qualify for our Christmas Special.
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Repair Your Bad Credit With Future Fico: January 2013
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Repair Your Bad Credit With Future Fico. Tuesday, January 29, 2013. Watch Out For New Credit Card Fees. How many times have you gone to a retail store, usually small, or a gas station, and when you were going to use your credit or debit card, they charged you an additional fee? Most states are going to allow this surcharge to be passed on to the consumer but there are 10 states that have laws in place already and they are not changing those laws to accommodate merchants, even with this court approved set...
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Repair Your Bad Credit With Future Fico: April 2013
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Repair Your Bad Credit With Future Fico. Tuesday, April 30, 2013. How To Stop Collectors and Creditors From Calling You. One of the most annoying things about having bad credit is getting phone calls from creditors and collectors. You don't have to put up with it. There is a very simple way to make the phone calls stop. To do this, you send them a very simple letter called a "Cease and Desist" letter. Here are the two versions I wrote and use:. Limited Cease and Desist. Full Cease and Desist. Furthermore...
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Repair Your Bad Credit With Future Fico: December 2013
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Repair Your Bad Credit With Future Fico. Tuesday, December 10, 2013. Validation Vs. Verification Defeating the Chaudhry Claim of Debt Collectors. Anyhow, the one thing that jumped out at me is the forever favorite fall back case law that they quote, Chaudhry v. Gallerizzo. Validation according to Black's Law Dictionary is "Assessing an action to determine it is complete, correct, implemented and delivering the correct outcome.". And "Validation" is a derivative of the word "Validate." Now, did you no...
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Repair Your Bad Credit With Future Fico: Removing Default Judgments From Credit Reports & Public Records
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Repair Your Bad Credit With Future Fico. Tuesday, July 28, 2015. Removing Default Judgments From Credit Reports and Public Records. Have you ever gone and applied for credit or pulled your credit to qualify to buy a car or house and the finance manager or loan officer tells you that you have to take care of a judgment in order to qualify and you say, "What judgment? Removing a judgment from a public record should cause your next dispute to the bureaus to finally delete it off your credit reports. THIS IS...
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Repair Your Bad Credit With Future Fico: March 2014
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Repair Your Bad Credit With Future Fico. Friday, March 21, 2014. Collection Agencies Have NO Right To Inquire Or Furnish Information To Credit Bureaus! It is my opinion, based on consumer protection laws, that collection agencies have no right at all to inquire on anyone's credit report nor furnish their bogus information on anyone's credit report. It may be kind of a bold statement, but its the truth. Hmmm, does that mean that they are now owed something? With NO VALID CONTRACT, they also can't validate...
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Repair Your Bad Credit With Future Fico: April 2014
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Repair Your Bad Credit With Future Fico. Saturday, April 12, 2014. How To Write A Validation Letter. I get a LOT of emails asking how to write a validation letter so I'm going to try to explain it again here. Validation letters are NOT sent to Original Creditors. Validation letters are NOT sent to Credit Bureaus. They are ONLY sent to 3rd Party Collectors. Don't admit Anything - Ever! Don't make a payment to these fools - Ever! Don't agree to a payment plan - Ever! If they are requesting you send them so...