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Mortgage and Personal Loan Advice. Different Types of Mortgage. Should I refinance calculator. Making Home Affordable News. Home Affordable Unemployment Program. Recovery Act of 2009. Category Archives: Mortgage Rates. Mortgage Points and Fees. May 31, 2012. If mortgage points and fees have you confused, you’re not alone but industry changes will make it easier to compare offers. With the tightening of the lending process, lenders should be held to a new standard. So exactly what are the changes? Origina...