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Redefining, Reshaping, and Optimizing Claims Services:. Reduce unallocated loss adjustment expenses (ULAE) by at least 30 percent. Control indemnity leakage and improve customer responsiveness. Contain allocated loss adjustment expenses (ALAE).

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Redefining, Reshaping, and Optimizing Claims Services:. Reduce unallocated loss adjustment expenses (ULAE) by at least 30 percent. Control indemnity leakage and improve customer responsiveness. Contain allocated loss adjustment expenses (ALAE).

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1

Products

http://www.virtualclaim.com/page4.html

Using a combination of onshore and offshore capabilities, we provide each client with a low-cost alternative. Small, routine claims (which generally comprise the majority of cases) are handled in our offshore claims center. Complex and large size claims, as well as those requiring face-to-face contact with customers, come under the direct control of our team in the United States. We use new business processes to maintain control while improving speed and responsiveness.

2

Contact Us

http://www.virtualclaim.com/page5.html

Virtual Claims Services, Inc. (917) 743 - 1665. In January 2004, VCS (Virtual Claims Services)was able to establish a business relationship. Also in January 2004, Jose Guerrero passed the State of New York Independent General Adjuster license exam. He previously obtained the State of Florida Adjuster Type 06 Class 20 license. New York License Number: IA-521462 (Independent General Adjuster). In March 2004, Jose Guerrero taught a seminar to. In its 9th year of providing marine insurance. Or exceeding thei...

3

About Us

http://www.virtualclaim.com/page3.html

Insurers with marine insurance business, including those with run-off books. Insurance brokers who want to supplement their services with claims assistance for their clients. MGA s with marine insurance business. New entrants into the marine insurance business needing experienced claims administration. Companies with large self-insured retentions. Marine surveying firms looking to supplement their services with claims adjusting. Insurers or brokers with a need to handle temporary claim volume overflow.

4

title

http://www.virtualclaim.com/page7.html

President and Chief Executive Officer. Jose A. Guerrero, Jr. Former Vice President of All American Marine Slip, Senior Vice President of Marine Office of America Corporation, Senior Vice President of Wm. H. McGee and Co., Inc., and Vice President of Fireman's Fund McGee Marine Underwriters. Author of. Marine Cargo Insurance: Adjusting, Claims Administration, History. New York State Independent General Adjuster License No: IA-521462. Beda A. Fajardo. Maritime Liens and Claims.

5

title

http://www.virtualclaim.com/page2.html

Fixes claims administration costs at a reduced level. Gives clients the ability to focus on top-line growth, utilizing their core competencies to further profit potential. Provides speed and flexibility to support increases/decreases in business volume. Enables rapid entry into (or exit out of) business segments to respond to changing market conditions. Mitigates the risk of potential service disruptions by having claims administered remotely.

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