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Industry Benchmark Data
http://fiscalcs.com/industry-benchmark-data
FISCAL provides documented, validated, and reliable Industry Benchmark data, updated annually, for use in peer comparisons. These benchmarks come from industry-trusted sources: The RMA Annual Statement Studies and IRS Statistics of Income (IRS Pub 1053). RMA Annual Statement Studies. RMA Annual Statement Studies is the only source of comparative data that comes directly from the financial statements of small and medium-size business customers of RMA’s member institutions. IRS Statistics of Income. FISCAL...
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Statement Spreading
http://fiscalcs.com/statement-spreading
FISCAL’s Statement Spreading initiates the financial analysis of a company. Get all the data in one place, where you can see it clearly. Company data, business finances, contacts. . . this is the place to start. Search in database for existing business, or. Add new business and its demographic information. Assign an Industry Benchmark (RMA, IRS or Custom) to use for comparison purposes. Business Financial Information…. Enter data from business financial statements, or. Real Estate and Non-Profit.
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Community Development Financial Analysis Software
http://fiscalcs.com/community-development-financial-analysis-software
Community Development Financial Analysis Software. For almost 30 years, FISCAL has helped organizations help grow their communities through expanding economic opportunities. If your institution’s mission is to provide resources and services to maximize economic prosperity, manage growth, and address the ever-changing needs of the constituent communities, FISCAL is right for you. Return to top of page.
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CrossLink – Core Interface Utility
http://fiscalcs.com/crosslink-core-interface-utility
CrossLink – Core Interface Utility. Crosslink is the FISCAL Credit Suite tool for retrieving data from your host/core system. Our core interface utility automatically moves data from your host/core system to ExceptionComplete and FISCAL. Transfer data for customers, loans, collateral, deposit accounts and guarantor relationships. Scheduled updates refresh data in FISCAL and ExceptionComplete with current host/core information. Return to top of page.
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Letters and Emails
http://fiscalcs.com/notification-letters-and-emails
Produce borrower notifications with just a few clicks. Customize letters for your institution:. Include multiple line items in a single letter,. Write your own text,. Use up to ten distinct letters,. Include your logo or other graphics,. Automatically include the appropriate officer’s name, greeting and signature for each borrower,. Automatically produce address labels,. Automatically record letters and emails in the borrower’s history. Exception and Document Tracking. Exception Tracking for CUs.
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Financial Ratio Analysis
http://fiscalcs.com/financial-ratio-analysis
Standard ratio calculations are the basis of any financial analysis. FISCAL provides financial ratio analysis calculations that permit in-depth examination into the condition of a business, using customer-provided financial statements. Calculate All the Standard Ratios:. Additional Calculations Include :. Bankruptcy Prediction (Altman Z-Score). Degree of Operating Leverage. Benefits of FISCAL Ratio Analysis:. Calculated Ratios may be compared or benchmarked with statistically derived industry standards p...
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Vision Software Solutions
http://fiscalcs.com/vision-software-solutions
In 2015, Vision Software Solutions (VSS) celebrates 30 years of providing software products meeting the needs of commercial lenders, credit analysts, and purchasing managers world-wide. VSS also develops, markets, and supports Purchasing at a Glance. The premier purchasing management program for financial institutions. Return to top of page.
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News
http://fiscalcs.com/news
RMA Data Submission Thank You July 2015. Thank you to our FISCAL customers who submitted statements for use by the Risk Management Association in developing a statistically significant set of data for the RMA Annual Statement Studies . FISCAL Version 9.8.x Initial Release Summer 2015. FISCAL version 9.8.x, which includes home screen access to the Global Cash Flow information and a new Credit Memo, is being sent to customers on a rolling basis. FISCAL Credit Suite Goes Local June 2015. FISCAL is releasing...
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Projections
http://fiscalcs.com/projections
The financial projections module of FISCAL makes it easy to evaluate business performance, project future trends and produce analysis that forecast cash flow from your borrower’s financial statements. Projection calculations can be presented in summary, narrative, and graphical reports. Using FISCAL easily calculate ratios, and produce multi-period projections that give analysts, Loan Committees, and Managers comprehensive analysis for evaluating a business’s future credit worthiness.
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FISCAL
http://fiscalcs.com/fiscal-credit
An easy-to-use commercial lending software application, FISCAL is a dynamic financial statement spreading, analytics, and reporting tool designed to maximize operational efficiency while reducing credit risk and exposure. Its single platform produces cash flow analysis, projection models, industry benchmarking, CRE stress testing and credit risk ratings using personal and business financial statements or tax returns. FISCAL’s reporting and analysis provide sound guidance and consistency in credit...Put y...
