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whatisfactoring?

Welcome to whatisfactoring.info. Factoring is a transaction whereby a business sells it’s sales invoices to a third party (known as a factor) for a discounted amount. The factor provides a cash advance of somewhere in the region of 75-85% of the invoice amount, with the remaining % being paid upon payment from client (less their fees and interest charges). Why is factoring good? If your company is growing fast, you need a facility that matches your turnover. Is it right for you? Remember… we don&#8...

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What is factoring

Factoring and invoice discounting explained and pitfalls pointed out by What is factoring. Factoring is a type of finance specifically designed to increase working capital or liquidity by “selling” the company’s outstanding and future sales invoices to a factoring company as and when they are raised, in return for an immediate payment of a pre-agreed percentage of the invoice value. Although supposedly straight forward there are often alarming operational differences between the facilities on offer betwe...