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If you need to purchase a home that is valued at more than $417,000, you may not be able to get a conventional mortgage. Why? Because Freddie Mac and Fannie Mae, the two agencies that purchase almost every mortgage from the issuing lender, have limits as to the amount they will purchase on any one loan. If you live in a high cost of living area, like Los Angeles, you probably realize that the $417,000 value is not going to buy much of a home for your family. So what can you do? Because Freddie Mac and Fa...

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