jodyhubbard.com
Blog
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Long Term Care Planning. CA Ins License #0C62873. AZ Ins License #1069238. Helpful Tips on Filing a Long Term Care Insurance Claim. January 5, 2014. When the time comes to file a long term care insurance claim, it can often happen during a stressful period for you and/or your family. In most cases, you will contact the insurance company directly and they will walk you through the necessary steps, but knowing the ropes before you make that first call can streamline the process and minimize worry. With cog...
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Meet Jody Hubbard
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Long Term Care Planning. CA Ins License #0C62873. AZ Ins License #1069238. In 1999, after 20 successful years in public accounting and corporate management as a CPA, it was time for a change. I left my position as a Corporate Vice President of Finance and Operations to fulfill my desire to help people with Long Term Care Planning, a need I saw first-hand in my own family. Through these experiences I became. Jody Hubbard, Long Term Care Planning Specialist. Jody did such a great job of explaining our opti...
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What is Long Term Care Insurance?
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Long Term Care Planning. CA Ins License #0C62873. AZ Ins License #1069238. What exactly is Long Term Care (LTC)? Long Term Care (LTC) is personal care and related services provided on an extended basis to people unable to perform functions of daily living due to illness or injury, or those who need supervision due to severe cognitive impairment. How likely is it that I, or a loved one, will need Long Term Care? At least 70% of people over age 65 will require some long-term care. Sports Injuries or falls.
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PDF Request
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Long Term Care Planning. CA Ins License #0C62873. AZ Ins License #1069238. Your Phone (999) 555-1212. Is Long Term Care Insurance right for you? To help you with your fact-finding, I’ll send you these 4 info-packed reports FREE! Simply check off as many as you want:. California Department of Aging Consumer’s Guide to Long Term Care Insurance Taking Care of Tomorrow. California Department of Health Services California Partnership for Long Term Care. Official U.S. Government Medicare Handbook.
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Long Term Care Definitions
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Long Term Care Planning. CA Ins License #0C62873. AZ Ins License #1069238. The following definitions from the National Association of Insurance Commissioners and The California Department of Aging will help you understand the terminology of Long Term Care. Click on the topic to reveal the definition. A feature of a life insurance policy that lets you use some of the policy’s death benefit prior to death. Activities of Daily Living (ADLs). Alzheimer’s Day Care Resource Centers. Alzheimer’s / Dementi...
shearkarma.com
Blog
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A Carlsbad Hair Cut and Color Salon. September 2, 2016. May 25, 2011. Welcome to Another Business Web Presence @ wp4b.com. This is your first post. Edit or delete it, then start blogging! Shear Karma Hair Salon. 1207 Carlsbad Village Dr. Carlsbad, Ca 92008. Return to top of page.
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So, what does Long Term Care cost on average?
http://jodyhubbard.com/the-cost-of-long-term-care
Long Term Care Planning. CA Ins License #0C62873. AZ Ins License #1069238. The Cost of LTC? The Cost of Long Term Care (LTC). So, what does Long Term Care cost on average? More than you probably think. Click on the image to see the costs for your state and type of service. The national average is approximately $72,000. For a semi-private room in a nursing home and $45,000. Annually for 40 hours per week of home care. That’s a huge chunk of change! How Are You Going to Pay for Long Term Care? Removes the ...
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Are my premiums tax deductible?
http://jodyhubbard.com/faqs/are-my-premiums-tax-deductible
Long Term Care Planning. CA Ins License #0C62873. AZ Ins License #1069238. Are my premiums tax deductible? February 1, 2016. Yes, if you purchase a Tax Qualified Long Term Care Insurance Policy . Individuals can deduct a limited amount of the annual premium based on age under health expenses on Schedule A of the federal tax return. LTCi premiums also qualify as a HSA (Health Savings Account) approved expense. To get your free copy of the Tax Summary for Tax Qualified Long-Term Care Insurance click here.
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FAQs
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Long Term Care Planning. CA Ins License #0C62873. AZ Ins License #1069238. Click on a question to reveal the answer. How much does LTCi cost? With the right carrier, Long Term Care Insurance (LTCi) should cost far less than the cost of the care itself! My goal is to help you buy the least amount of LTCi necessary from a quality insurance company. This is why it is so important to have a qualified, experienced, professional working for you, to carefully examine all the options available to you and gui...