wvmblakeside.com

danarich.wvmbflagstaff.com

Loan Programs

http://danarich.wvmbflagstaff.com/loan-programs

Fixed and Adjustable Rate. Wallick and Volk has numerous loan programs to help ensure that you are placed in the right loan program, based specifically upon your individual needs. Wallick and Volk mortgage professionals are here to guide you every step of the way! Click on any of the loan programs below to learn more about what we have to offer you. Fixed and Adjustable Rate. Choosing the Right Mortgage Loan Program. 2409 N Fourth St Suite 102. Flagstaff, AZ 86004. 222 East 18th Street. Cheyenne, WY 82001.

wvmbaddison.com

Rural Development

http://wvmbaddison.com/loan-programs/rural-development

Fixed and Adjustable Rate. Check to see if your property qualifies. No Down Payment Required - Borrowers who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out of pocket for a down payment. Use a gift or grant to go toward their mortgage. No Maximum Purchase Price. Choosing the Right Mortgage Loan Program. 15601 Dallas Parkway, Suite 125. Addison, TX 75001. 222 East 18th Street. Cheyenne, WY 82001. Third party web sites may have privacy and security policies different ...

wvmbaddison.com

Careers

http://wvmbaddison.com/about/careers

Fixed and Adjustable Rate. Wallick and Volk maintains a family atmosphere combined with a dedication to the support of our high volume, highly efficient Mortgage Professionals. We are experienced lenders who believe family comes first. The only way we earn money is by originating home loans. Therefore, we focus all our attention on increasing efficiencies, which allows us to produce more loans. Loans get closed on time! We do what it takes to help our Mortgage Professionals succeed. Our Team of Mortgage ...

wvmbaddison.com

Refinance

http://wvmbaddison.com/loan-programs/refinance

Fixed and Adjustable Rate. The term "refinance" refers to the process of securing a new loan to pay off an existing lender. You may be considering a refinance to change your current loan program or enhance your financial position. Just as with a home purchase, you and your home must both qualify for the new loan, and your ability to refinance may depend on the amount of equity in your home. Reason Homeowners select this type of loan. Obtain a lower interest rate. Lower their mortgage payment. Third party...

wvmbaddison.com

Reverse Mortgages

http://wvmbaddison.com/loan-programs/reverse-mortgages

Fixed and Adjustable Rate. A Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is a Federal Housing Administration (FHA) insured loan. A HECM enables seniors to access a portion of their home’s equity to obtain funds without having to make monthly mortgage payments as long as they live in the home as their primary residence, continue to pay required property taxes, homeowners insurance and maintain the home according to FHA requirements. Choosing the Right Mortgage Loan Program.

wvmbsanantonio.com

Credit Scores

http://wvmbsanantonio.com/mortgage-101/credit-scores

Fixed and Adjustable Rate. How Your Credit Score Affects Loan Approval. Components of a credit score. Your payment history has one of the biggest impacts on your overall score. It is essential that you pay bills on time. Every late payment, collection, judgment, or bankruptcy significantly lowers your score. Length of Credit History -. How long have you been borrowing money? Types of Credit -. Have you applied for new credit? 1202 E. Sonterra Blvd., Suite 503. San Antonio, TX 78258. 222 East 18th Street.

wvmbaddison.com

Credit Scores

http://wvmbaddison.com/mortgage-101/credit-scores

Fixed and Adjustable Rate. How Your Credit Score Affects Loan Approval. Components of a credit score. Your payment history has one of the biggest impacts on your overall score. It is essential that you pay bills on time. Every late payment, collection, judgment, or bankruptcy significantly lowers your score. Length of Credit History -. How long have you been borrowing money? Types of Credit -. Have you applied for new credit? 15601 Dallas Parkway, Suite 125. Addison, TX 75001. 222 East 18th Street. NOTIC...

wvmbaddison.com

First Time Homebuyer

http://wvmbaddison.com/loan-programs/first-time-homebuyer

Fixed and Adjustable Rate. More loan options are available for first time homebuyers than ever before. A wide variety of mortgage options and programs are available specifically for first-time homebuyers. Mortgage Options and Programs Available for First Time Homebuyers. Down Payment Assistance Programs. Programs that allow gift funds from friends or family. Non-repayable grants for down payments and closing costs. Choosing the Right Mortgage Loan Program. 15601 Dallas Parkway, Suite 125. Third party web...

wvmbaddison.com

Conventional

http://wvmbaddison.com/loan-programs/conventional

Fixed and Adjustable Rate. A conventional mortgage loan is a conforming mortgage that is eligible for purchase by Fannie Mae (FNMA) or Freddie Mac (FHLMC). Fannie Mae and Freddie Mac are Government Sponsored Enterprises (GSEs), whose sole purpose is to provide affordable lending and liquidity to the mortgage market. Conventional Mortgages are not insured or guaranteed by the federal government. Loans must meet current conforming loan limits. Borrowers must meet minimum credit score requirements. NOTICE: ...

wvmbaddison.com

FAQ

http://wvmbaddison.com/mortgage-101/faq

Fixed and Adjustable Rate. When it comes to getting a new home mortgage, there is a lot of information to digest. Read on to find answers to some of the more common mortgage and home loan questions. How can Mortgage originators quote different rates? Keep in mind that although loan programs, credit scores and economic factors affect the mortgage interest rate you're offered, the borrower always has the option of paying a one-time, upfront fee to secure a lower interest rate. Annual Percentage Rate (APR) ...