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Pay Attention to Your Beneficiary Designation. It’s more important than you think. Naming a beneficiary is a valuable feature of life insurance and segregated funds policies so it is important to carefully choose your beneficiaries. Estate the default choice. The proceeds will be subjected to probate fees and the benefits received will be co-mingled with all the other estate assets which may be exposed to various third parties. Estate Planning for Blended Families. Avoid Disinheriting Your Children.

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Apex Blog | apexblog.ca Reviews
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Pay Attention to Your Beneficiary Designation. It’s more important than you think. Naming a beneficiary is a valuable feature of life insurance and segregated funds policies so it is important to carefully choose your beneficiaries. Estate the default choice. The proceeds will be subjected to probate fees and the benefits received will be co-mingled with all the other estate assets which may be exposed to various third parties. Estate Planning for Blended Families. Avoid Disinheriting Your Children.
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5 corporate insurance
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Apex Blog | apexblog.ca Reviews

https://apexblog.ca

Pay Attention to Your Beneficiary Designation. It’s more important than you think. Naming a beneficiary is a valuable feature of life insurance and segregated funds policies so it is important to carefully choose your beneficiaries. Estate the default choice. The proceeds will be subjected to probate fees and the benefits received will be co-mingled with all the other estate assets which may be exposed to various third parties. Estate Planning for Blended Families. Avoid Disinheriting Your Children.

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Travel vaccinations: What to know before you go | Apex Blog

http://apexblog.ca/blog/2015/03/18/travel-vaccinations-what-to-know-before-you-go

March 18, 2015. Travel vaccinations: What to know before you go. By Anna Sharratt, BrighterLife.ca. Alina Valachi hasn’t forgotten her last trip to Pakistan. My husband contracted malaria two weeks into the trip, she says. This was despite taking precautions such as spraying their room with pesticides, wearing long-sleeved clothing and applying mosquito repellent. He was born and raised in Pakistan, and had never contracted malaria he assumed that he had immunity to the disease, she says. Pack your commo...

2

Budget 2015 Highlights | Apex Blog

http://apexblog.ca/blog/2015/05/18/budget-2015-highlights

May 18, 2015. On April 21, 2015, Finance Minister Joe Oliver tabled his first federal budget. The provisions of the budget will be of particular interest to owners of small and medium sized businesses, seniors and families with children. As well, those looking to make certain charitable donations will be encouraged by Oliver’s budget. Below is a brief commentary on each of the key budget proposals. For Seniors and Savers. Increase in Tax Free Savings Account (TFSA) Limit. As a result of these changes, in...

3

Investing | Apex Blog

http://apexblog.ca/blog/category/investing

Posts from the ‘Investing’ Category. The Single Premium Insured Annuity. Available until January 1, 2017. A new method of structuring an insured annuity has restored its favourable results. The new approach involves combining the prescribed annuity with a Universal Life policy. The UL policy is funded with a single deposit to provide lifetime coverage. The remaining capital is then used to purchase the prescribed life annuity. On the death of the insured/annuitant, the annuity income ceases. Of course th...

4

Pay Attention to Your Beneficiary Designation | Apex Blog

http://apexblog.ca/blog/2015/07/20/pay-attention-to-your-beneficiary-designation

July 20, 2015. Pay Attention to Your Beneficiary Designation. It’s more important than you think. Naming a beneficiary is a valuable feature of life insurance and segregated funds policies so it is important to carefully choose your beneficiaries. Estate the default choice. The proceeds will be subjected to probate fees and the benefits received will be co-mingled with all the other estate assets which may be exposed to various third parties. What’s in a name? Note that the preferred beneficiary status d...

5

Estate Planning for Blended Families | Apex Blog

http://apexblog.ca/blog/2015/06/11/estate-planning-for-blended-families

June 11, 2015. Estate Planning for Blended Families. Avoid Disinheriting Your Children. Typically spouses leave everything to each other and when the surviving spouse dies, the remainder is divided amongst the children. The problem? Even with the best of intentions, there is no guarantee that the surviving spouse will not remarry and inadvertently disinherit the deceased’s children. 6 Estate Planning Considerations for Blended Families. Registered Retirement Savings Plans. To take advantage of the tax fr...

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Resources | David Williams

http://www.apexfc.com/resources

Registered retirement savings plans and Registered education savings plans. Group retirement and savings plans. Long-Term Care, Disability and Critical illness. Financial Planning for Business Owners. Advantage of Early Investing. Registered vs. Non-Registered Investing. Investment and Regular Deposit. Investment and Regular Withdrawal. Mortgage and Loan Amortization Scheduler. The Globe and Mail. Tax and RRSP Planning. Canadian Customs and Revenue Agency - Personal Income Tax Home Page.

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Newsletters | David Williams

http://www.apexfc.com/newsletters

Registered retirement savings plans and Registered education savings plans. Group retirement and savings plans. Long-Term Care, Disability and Critical illness. Financial Planning for Business Owners. January - February 2016. November - December 2015. September - October 2015. July - August 2015. May - June 2015. March - April 2015. January - February 2015. November - December 2014. September - October 2014. July - August 2014. May - June 2014. March - April 2014. January - February 2014. May - June 2013.

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Process | David Williams

http://www.apexfc.com/process

Registered retirement savings plans and Registered education savings plans. Group retirement and savings plans. Long-Term Care, Disability and Critical illness. Financial Planning for Business Owners. With these goals in mind, we will work together to assess your total financial security planning needs. We will consider important milestones such as major purchases, marriage, children, education, dreams and retirement. This plan will entail regular review of ongoing financial management strategies. Financ...

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Insurance

http://www.apexfc.com/products-and-services/insure

Registered retirement savings plans and Registered education savings plans. Group retirement and savings plans. Long-Term Care, Disability and Critical illness. Financial Planning for Business Owners. Long-Term Care, Disability and Critical Illness. In the event of death, life insurance offers surviving family members increased financial security. As a tax-free lump sum payment, it can pay for final expenses and debts, as well as provide income for the deceased’s dependents. Potentially offer your loved ...

apexfc.com apexfc.com

Our Team | David Williams

http://www.apexfc.com/about-us

Registered retirement savings plans and Registered education savings plans. Group retirement and savings plans. Long-Term Care, Disability and Critical illness. Financial Planning for Business Owners. Certified Professional Consultant on Aging. Working with clients, David takes the time to understand their life goals and concerns, then clearly explains their various option. With all his clients, he brings a level of honesty, integrity and an underlying drive to simply help. When not working with his clie...

apexfc.com apexfc.com

Invest | David Williams

http://www.apexfc.com/products-and-services/invest

Registered retirement savings plans and Registered education savings plans. Group retirement and savings plans. Long-Term Care, Disability and Critical illness. Financial Planning for Business Owners. Investments can play a key role in your financial security plan. For individuals, a mix of registered and non-registered savings, income and pension plans can help achieve short- and long-term goals. For employee groups, I can offer advice on registered and non-registered savings and pension plans. Working ...

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Manage | David Williams

http://www.apexfc.com/products-and-services/manage

Registered retirement savings plans and Registered education savings plans. Group retirement and savings plans. Long-Term Care, Disability and Critical illness. Financial Planning for Business Owners. Managing your finances is an important component to any financial security plan. Along with the protection offered through insurance and the goal setting provided by investment choices, wealth management strategies help you manage your savings on a daily basis. Financial Planning for Business Owners. Couple...

apexfc.com apexfc.com

Products and Services | David Williams

http://www.apexfc.com/products-and-services

Registered retirement savings plans and Registered education savings plans. Group retirement and savings plans. Long-Term Care, Disability and Critical illness. Financial Planning for Business Owners. There are many financial products in the market, and so choosing the ones that best meet your needs can be complicated. That’s where I can help. I can offer professional advice to help you choose only those products that meet your current and future goals. RRSP Retirement Savings Plans. Insurance planning i...

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Pay Attention to Your Beneficiary Designation. It’s more important than you think. Naming a beneficiary is a valuable feature of life insurance and segregated funds policies so it is important to carefully choose your beneficiaries. Estate the default choice. The proceeds will be subjected to probate fees and the benefits received will be co-mingled with all the other estate assets which may be exposed to various third parties. Estate Planning for Blended Families. Avoid Disinheriting Your Children.

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I (Richard Weug) started this blog primary for myself to save all kinds of Apex tips and tricks in one place. To use it as a place to write down how I used some coding in my own projects, but also to copy and paste all kinds of articles I find on the Internet. (So I never have to wonder on what website did I read about? When I see something interesting I collect the content so I have my own archive/knowlegde base. Multiple APEX listeners, one Application Server using Oracle REST Data Services (ORDS).

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Apex Book Manufacturing - On Demand Book Printing, Book Binding, Photo Book Printing

Let Apex Book Manufacturing print your hardcover or softcover book or photo book with a variety of printing and binding options and fast turnaround using the latest in digital printing technology. Sell your book online with our print on-demand bookselling services. Order banners, posters, postcards, business cards,and more to promote your book and enhance your marketing efforts. Publishers and Printers: Looking for a printer? Apex Book Manufacturing offers wholesale prices to printers and publishers.

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