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Group Insurance – Only Part of the Solution | Apex Blog
http://apexblog.ca/blog/2015/03/15/group-insurance-only-part-of-the-solution
March 15, 2015. Group Insurance – Only Part of the Solution. Ownership of individual life insurance at its lowest level in 30 years. The Life Insurance and Market Research Association (LIMRA) 2013 study shines a light on a developing problem for Canadian households:. Individual ownership of Life Insurance was at its lowest level in 30 years;. 3 in 10 households did not have individual life insurance at all;. Why Group Life Insurance may not be all that you need. Group Insurance is not totally portable:.
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Boomer Sandwich Generation Club Sandwich Boomerang = Financial Instability. What are the challenges? Occasional Marijuana Users Get a Break. With the federal government heading towards the legalization of personal marijuana use some life insurance companies have announced that occasional marijuana smokers would now be considered as non-smokers on new applications for life insurance and in some cases critical illness insurance. How significant is this change? The Single Premium Insured Annuity. The Univer...
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Business Succession Planning | Apex Blog
http://apexblog.ca/blog/category/businesssuccession
Posts from the ‘Business Succession Planning’ Category. The 4 Cs of Conflict-Free Family Businesses. Focusing on growth is harder when your co-owners are your relatives. Fred Pidsadny for ProfitGuide.com. So how can family-owned businesses avoid conflict and focus on growth? What to do after selling your business. The contract is signed. The cheque is cashed. Your business has been sold or you’ve been given a golden handshake. Now what? Here are 13 things business owners should do after leaving. Travel I...
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Disability Income Replacement | Apex Blog
http://apexblog.ca/blog/category/living-benefits/disabilityincomereplacement
Posts from the ‘Disability Income Replacement’ Category. Boomer Sandwich Generation Club Sandwich Boomerang = Financial Instability. What are the challenges? 1 in 3 Canadians Will Become Disabled Before the Age of 65. What You Need to Know About Your Group Long Term Disability. If you are one of the approximately 10 million Canadians covered under a group long term disability plan (LTD). Graduation is the Perfect Time to Consider Disability Insurance. Rates are low because they’re young and healthy.
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Avoid risks of sitting: Stand up for your health! | Apex Blog
http://apexblog.ca/blog/2015/04/11/avoid-risks-of-sitting-stand-up-for-your-health
April 11, 2015. Avoid risks of sitting: Stand up for your health! By Anna Sharratt, BrighterLife.ca. Prolonged sitting can raise your chances of developing a serious illness and it may take more than a once-a-week workout to reduce the risk. Toronto lawyer Patrick Simon sits a lot. I sit for 10 to 12 hours per working day, says Simon, 38. I try to take walking breaks, but often I will remain seated without getting up for up to three hours at a stretch, and sometimes even longer. Prolonged sitting is link...
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Stay Safe this Summer | Apex Blog
http://apexblog.ca/blog/2015/05/07/stay-safe-this-summer
May 7, 2015. Stay Safe this Summer. By Anna Sharratt, BrighterLife.ca. David Banerjee got a big lesson in water safety when he was seven. On his first canoe trip with his father in Muskoka, ON, the canoe capsized, tossing both of them into deep water. I dog-paddled towards shore, and I assumed that my father knew how to swim because he was, after all, my father, and capable of anything, says Banerjee, a Toronto teacher. But my father had never had the opportunity to learn to swim properly. Bright Ideas:F...
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Ten ways to stay healthy while travelling. 5 Easy Ways to Meet Your 150 Minutes. What's the Best Diet? 9 Healthy Workplace Commandments. Five great reasons to leave your desk at lunch. Considering camping this summer? Stay Safe this Summer. Avoid risks of sitting: Stand up for your health! Travel vaccinations: What to know before you go. One Simple Solution for Medication Safety. The Huge Opportunity of Millennial Home Buyers. Here’s why young buyers are able to get into the market and who stands to gain...
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Investing | Apex Blog
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Posts from the ‘Investing’ Category. The Single Premium Insured Annuity. Available until January 1, 2017. A new method of structuring an insured annuity has restored its favourable results. The new approach involves combining the prescribed annuity with a Universal Life policy. The UL policy is funded with a single deposit to provide lifetime coverage. The remaining capital is then used to purchase the prescribed life annuity. On the death of the insured/annuitant, the annuity income ceases. Of course th...
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Corporate Insurance | Apex Blog
http://apexblog.ca/blog/category/corporateinsurance
Posts from the ‘Corporate Insurance’ Category. What is Key Person Insurance? Many business owners overlook the impact on their business should a key employee die unexpectedly. If you own or manage a company whose continued success is dependent on key people (it might even be you), it would be prudent to insure all key personnel whose death or incapacity would negatively affect profitability. Key persons are those who contribute to the continuing success and profitability of the enterprise. The good news ...
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Home | Apex Blog
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Click here to go to my home page. Health Care Plans and Critical Illness Insurance. Travel Insurance From TuGo Canada. 8211; Key Person Insurance. Mutual Funds provided through FundEX Investments Inc. This information is designed to educate and inform you of financial strategies and products currently available. As each individual's circumstances differ, it is important to review the suitability of these concepts for your particular needs with a Qualified Financial Advisor.
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