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Consumer Law and Debt Blog. Presented by Law Offices of Allison Polesky, P.C. and DebtCollectorStoppers.com. Monday, April 4, 2011. Overview of Federal Consumer Laws. Fair Debt Collection Practices Act (FDCPA). If a consumer proves that a debt collector violated the law, the FDPCA provides that a consumer may recover statutory damages up to $1,000, as well as any actual damages and attorney’s fees. Fair Credit Reporting Act (FCRA). Telephone Consumer Protection Act (TCPA). Allison Polesky, Esq. 3 A state...

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