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Consumer Law and Debt Blog. Presented by Law Offices of Allison Polesky, P.C. and DebtCollectorStoppers.com. Monday, April 4, 2011. Overview of Federal Consumer Laws. Fair Debt Collection Practices Act (FDCPA). If a consumer proves that a debt collector violated the law, the FDPCA provides that a consumer may recover statutory damages up to $1,000, as well as any actual damages and attorney’s fees. Fair Credit Reporting Act (FCRA). Telephone Consumer Protection Act (TCPA). Allison Polesky, Esq. 3 A state...

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Eligible for Debt Assistance Program. Reason for Going Into Debt. Harassment of Debt Collectors. The Average American owes in excess of $7,000 in credit debt which is about 17% of their income. Our program allows consumer to dramatically reduce their monthly payments as well as cut their payout time 15 to 20 years down to 4 or 5 years. This program accepts a minimum of 5,000 in unsecured credit cards and your unsecured personal loans. Middot; Reduce your monthly pay. Middot; Lower your interest rates.

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