vijay-scale3.blogspot.com
REFINANCING MORTGAGE: September 2007
http://vijay-scale3.blogspot.com/2007_09_01_archive.html
Wednesday, September 5, 2007. Refinancing refers to applying for a secured loan intended to replace an existing loan secured by the same assets. The most common consumer refinancing is for a home mortgage. In addition some refinanced loans, while having lower initial payments, may result in larger total interest costs over the life of the loan, or expose the borrower to greater risks than the existing loan, depending on the type of loan used to refinance the existing debt. Calculating the up-front, o...
vijay-scale4.blogspot.com
JURY CONSULTANTS: Methods
http://vijay-scale4.blogspot.com/2008/02/methods.html
Wednesday, February 6, 2008. The theory behind SJS is that juror demographics predict juror attitudes, which in turn predict verdicts. By discovering what relationships exist between certain demographic categories and certain attitudes, attorneys can exclude those from the jury whose attitudes would predispose them to a bad verdict. 1 background characteristics such as race, sex, marital status, age, income, and job and perhaps more specific questions that depend upon the case itself;. One important vari...
vijay-scale4.blogspot.com
JURY CONSULTANTS: Scientific jury selection
http://vijay-scale4.blogspot.com/2008/02/scientific-jury-selection-scientific.html
Wednesday, February 6, 2008. Scientific jury selection, often abbreviated SJS, is the use of social science techniques and expertise to choose favorable juries during a criminal or civil trial. It almost always entails an expert's assistance in the attorney's use of peremptory challenges — the right to reject a certain number of potential jurors without stating a reason — during jury selection. The practice is currently confined to the American legal system. Subscribe to: Post Comments (Atom).
vijay-scale4.blogspot.com
JURY CONSULTANTS: Efficacy
http://vijay-scale4.blogspot.com/2008/02/efficacy.html
Wednesday, February 6, 2008. Another simplified experiment indicated that lawyers trained in a systematic selection method made better predictions of juror verdicts in two of four cases – the sale of illegal drugs and a military court-martial (the other two cases were murder and drunk driving). The systematic method was more effective in those two cases where the predictive relationships between demographic variables and attitudes/verdicts were strongest, and least effective where such predicti...Lower t...
vijay-scale3.blogspot.com
REFINANCING MORTGAGE: Refinancing risk
http://vijay-scale3.blogspot.com/2008/02/refinancing-risk.html
Wednesday, February 6, 2008. In banking and finance, refinancing risk is the possibility that a borrower cannot refinance by borrowing to repay existing debt. Many types of commercial lending incorporate bullet payments at the point of final maturity; often, the intention or assumption is that the borrower take out a new loan to pay the existing lenders. Refinancing is also known as "rolling over" debt of various maturities, and may be referred to as rollover risk. Subscribe to: Post Comments (Atom).
vijay-scale2.blogspot.com
STUDENT LOAN CONSOLIDATION: February 2008
http://vijay-scale2.blogspot.com/2008_02_01_archive.html
Wednesday, February 6, 2008. Structured Settlements in the United States. Structured Settlements in the United States. Injury victims should know that structured settlements are endorsed by many of the nation's largest disability rights organizations, including the American Association of People with Disabilities [1] and the National Organization on Disability [2]. A structured settlement must be established by:. Is a party to the suit or agreement or to a workers' compensation claim; or. Today, all tran...
vijay-scale2.blogspot.com
STUDENT LOAN CONSOLIDATION: Reverse convertibles securities
http://vijay-scale2.blogspot.com/2008/02/reverse-convertibles-securities.html
Wednesday, February 6, 2008. What are Reverse Convertible Securities? Short-term coupon bearing notes, structured to provide enhanced yield while participating in certain equity-like risks. Investment value is derived from underlying equity exposure, which is paid in the form of fixed coupons. Investors receive full principal back at maturity if the Knock-in Level is not breached (which is typically 70-80% of the initial reference price). Underlying stocks or basket of equities can include names such as:.
vijay-scale2.blogspot.com
STUDENT LOAN CONSOLIDATION: Settlement (structural)
http://vijay-scale2.blogspot.com/2008/02/settlement-structural.html
Wednesday, February 6, 2008. For settlement of the ground, see subsidence. Timber frame building showing considerable, but tolerable settlement. Timber frame building showing considerable, but tolerable settlement. Subscribe to: Post Comments (Atom). Structured Settlements in the United States. Structured settlement factoring transaction. Secenario 3 - Physical Delivery. Investors / Risk takers. Feedjit Live Blog Stats. View my complete profile.
vijay-scale2.blogspot.com
STUDENT LOAN CONSOLIDATION: September 2007
http://vijay-scale2.blogspot.com/2007_09_01_archive.html
Wednesday, September 5, 2007. Federal student loan consolidation is often referred to as refinancing, which is incorrect because the loan rates are not changed, merely locked in. Unlike private sector debt consolidation, student loan consolidation does not incur any fees for the borrower; private companies make money on student loan consolidation by reaping subsidies from the federal government. Subscribe to: Posts (Atom). Feedjit Live Blog Stats. View my complete profile.
vijay-scale2.blogspot.com
STUDENT LOAN CONSOLIDATION: Investors / Risk takers
http://vijay-scale2.blogspot.com/2008/02/life-settlement-investments.html
Wednesday, February 6, 2008. Investors / Risk takers. Investors / Risk takers. Underwriters/Life Expectancy Providers - Provide life expectancy estimates on the insured for pricing purposes. There are four major life expectancy providers, namely 21st Services, AVS, Fasano, and ISC Services. There are no experience studies publically available which support the accuracy of any of the major life settlements underwriters. Steps in a Transaction. 3 Client and advisor submit policy for valuation. Client r...
