vijay-fx1.blogspot.com
CMS FOREX: December 2007
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Saturday, December 15, 2007. Introduction to Trading Forex. This short introduction explains the basics of trading Forex online, a brief explanation. Of the markets and the major benefits of trading Forex online. There are also two scenarios describing the implications of trading in a bear. As well as bull market to better acquaint you with some of the risks and. Opportunities of the largest and most liquid market in the world. As an additional aid for those who are new to Forex, there is also a glossary.
vijay-scale3.blogspot.com
REFINANCING MORTGAGE: September 2007
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Wednesday, September 5, 2007. Refinancing refers to applying for a secured loan intended to replace an existing loan secured by the same assets. The most common consumer refinancing is for a home mortgage. In addition some refinanced loans, while having lower initial payments, may result in larger total interest costs over the life of the loan, or expose the borrower to greater risks than the existing loan, depending on the type of loan used to refinance the existing debt. Calculating the up-front, o...
vijayvj-homeequityloan.blogspot.com
HOME EQUITY LOAN: Equity stripping
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Tuesday, November 6, 2007. Equity stripping, also known as equity skimming or foreclosure rescue, is any of various predatory real. Estate practices aimed at vulnerable, often low-income, homeowners facing foreclosure in the United. States. Often considered a form of predatory lending, equity stripping began to spring up in the early. 2000s and is conducted by investors or small companies that take properties from foreclosed homeowners. Egregious or unmeetable terms. [1]. Vulnerable and unsophisticated h...
vijayvj-creditcard.blogspot.com
CREDIT CARD: Credit Card Companies
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Tuesday, November 6, 2007. In 2003, The Wall Street Journal estimated that the credit card industry generated US $500 million in. Annual revenue in research and investigation fees paid by consumers and businesses.[citation needed]. This additional revenue offsets some of the costs incurred by credit card issuing and processing. Companies' when investigating chargeback claims. Since 2005, credit card fraud in the UK and America has. Increased by 350% on average according to Reuters.[citation needed].
vijayvj-structuredsettlement.blogspot.com
STRUCTURED SETTLEMENT: Settlement (structural)
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Tuesday, November 6, 2007. For settlement of the ground, see subsidence. Timber frame building showing considerable, but tolerable settlement. Timber frame building showing considerable, but tolerable settlement. Settlement in a structure refers to the distortion or disruption of parts of a building due to either;. Unequal compression of its foundations, shrinkage such as that which occurs in timber framed buildings. Where shafts collapse underground. Subscribe to: Post Comments (Atom).
vijayvj-homeequityloan.blogspot.com
HOME EQUITY LOAN: November 2007
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Saturday, November 10, 2007. A home equity loan (sometimes abbreviated HEL) is a type of loan in which the borrower uses the equity in their home as collateral. These loans are sometimes useful to help finance major home repairs, medical bills or college education. A home equity loan creates a lien against the borrower's house, and reduces actual home equity. Closed-end home equity loans generally have fixed rates and can be amortized for periods usually up to 15 years. Some home equity loans offer r...
vijayvj-homeequityloan.blogspot.com
HOME EQUITY LOAN: Special types of securitization
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Tuesday, November 6, 2007. Special types of securitization. A master trust is a type of SPV particularly suited to handle revolving credit card balances, and has. The flexibility to handle different securities at different times. In a typical master trust. Transaction, an originator of credit card receivables transfers a pool of those receivables to the trust. And then the trust issues securities backed by these receivables. Often there will be many tranched. Payments are accumulated in a separate accoun...
vijay-scale3.blogspot.com
REFINANCING MORTGAGE: Refinancing risk
http://vijay-scale3.blogspot.com/2008/02/refinancing-risk.html
Wednesday, February 6, 2008. In banking and finance, refinancing risk is the possibility that a borrower cannot refinance by borrowing to repay existing debt. Many types of commercial lending incorporate bullet payments at the point of final maturity; often, the intention or assumption is that the borrower take out a new loan to pay the existing lenders. Refinancing is also known as "rolling over" debt of various maturities, and may be referred to as rollover risk. Subscribe to: Post Comments (Atom).
vijayvj-creditcard.blogspot.com
CREDIT CARD: Transaction steps
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Tuesday, November 6, 2007. Authorization: When the cardholders pays for the purchase, the merchant performs some risk assessment. And may submit the transaction to the acquirer for authorization. The acquirer verifies with the. Issuer—almost instantly—that the card number and transaction amount are both valid, and informs the. Merchant on how to proceed. The issuer may provisionally debit the funds from the cardholder's credit. Account at this stage. Cardholder disputes the transaction), the issuer retur...
vijayvj-internetmarketing.blogspot.com
INTERNET MARKETING: Adware
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Tuesday, November 6, 2007. Adware is still an issue today, but affiliate marketers have taken steps to fight it. AdWare is not the. Same as spyware although both often use the same methods and technologies. Merchants usually had no clue. What adware was, what it did and how it was damaging their brand. Affiliate marketers became aware of. The issue much more quickly, especially because they noticed that adware often overwrites their tracking. Certain adware publishers from their network. LinkShare's Anti...