vijay-fx1.blogspot.com
CMS FOREX: December 2007
http://vijay-fx1.blogspot.com/2007_12_01_archive.html
Saturday, December 15, 2007. Introduction to Trading Forex. This short introduction explains the basics of trading Forex online, a brief explanation. Of the markets and the major benefits of trading Forex online. There are also two scenarios describing the implications of trading in a bear. As well as bull market to better acquaint you with some of the risks and. Opportunities of the largest and most liquid market in the world. As an additional aid for those who are new to Forex, there is also a glossary.
vijay-scale3.blogspot.com
REFINANCING MORTGAGE: September 2007
http://vijay-scale3.blogspot.com/2007_09_01_archive.html
Wednesday, September 5, 2007. Refinancing refers to applying for a secured loan intended to replace an existing loan secured by the same assets. The most common consumer refinancing is for a home mortgage. In addition some refinanced loans, while having lower initial payments, may result in larger total interest costs over the life of the loan, or expose the borrower to greater risks than the existing loan, depending on the type of loan used to refinance the existing debt. Calculating the up-front, o...
vijay-scale4.blogspot.com
JURY CONSULTANTS: Methods
http://vijay-scale4.blogspot.com/2008/02/methods.html
Wednesday, February 6, 2008. The theory behind SJS is that juror demographics predict juror attitudes, which in turn predict verdicts. By discovering what relationships exist between certain demographic categories and certain attitudes, attorneys can exclude those from the jury whose attitudes would predispose them to a bad verdict. 1 background characteristics such as race, sex, marital status, age, income, and job and perhaps more specific questions that depend upon the case itself;. One important vari...
vijayvj-homeequityloan.blogspot.com
HOME EQUITY LOAN: Equity stripping
http://vijayvj-homeequityloan.blogspot.com/2007/11/equity-stripping.html
Tuesday, November 6, 2007. Equity stripping, also known as equity skimming or foreclosure rescue, is any of various predatory real. Estate practices aimed at vulnerable, often low-income, homeowners facing foreclosure in the United. States. Often considered a form of predatory lending, equity stripping began to spring up in the early. 2000s and is conducted by investors or small companies that take properties from foreclosed homeowners. Egregious or unmeetable terms. [1]. Vulnerable and unsophisticated h...
vijayvj-creditcard.blogspot.com
CREDIT CARD: Credit Card Companies
http://vijayvj-creditcard.blogspot.com/2007/11/credit-card-companies.html
Tuesday, November 6, 2007. In 2003, The Wall Street Journal estimated that the credit card industry generated US $500 million in. Annual revenue in research and investigation fees paid by consumers and businesses.[citation needed]. This additional revenue offsets some of the costs incurred by credit card issuing and processing. Companies' when investigating chargeback claims. Since 2005, credit card fraud in the UK and America has. Increased by 350% on average according to Reuters.[citation needed].
vijay-scale4.blogspot.com
JURY CONSULTANTS: Scientific jury selection
http://vijay-scale4.blogspot.com/2008/02/scientific-jury-selection-scientific.html
Wednesday, February 6, 2008. Scientific jury selection, often abbreviated SJS, is the use of social science techniques and expertise to choose favorable juries during a criminal or civil trial. It almost always entails an expert's assistance in the attorney's use of peremptory challenges — the right to reject a certain number of potential jurors without stating a reason — during jury selection. The practice is currently confined to the American legal system. Subscribe to: Post Comments (Atom).
vijay-scale4.blogspot.com
JURY CONSULTANTS: Efficacy
http://vijay-scale4.blogspot.com/2008/02/efficacy.html
Wednesday, February 6, 2008. Another simplified experiment indicated that lawyers trained in a systematic selection method made better predictions of juror verdicts in two of four cases – the sale of illegal drugs and a military court-martial (the other two cases were murder and drunk driving). The systematic method was more effective in those two cases where the predictive relationships between demographic variables and attitudes/verdicts were strongest, and least effective where such predicti...Lower t...
vijayvj-homeequityloan.blogspot.com
HOME EQUITY LOAN: November 2007
http://vijayvj-homeequityloan.blogspot.com/2007_11_01_archive.html
Saturday, November 10, 2007. A home equity loan (sometimes abbreviated HEL) is a type of loan in which the borrower uses the equity in their home as collateral. These loans are sometimes useful to help finance major home repairs, medical bills or college education. A home equity loan creates a lien against the borrower's house, and reduces actual home equity. Closed-end home equity loans generally have fixed rates and can be amortized for periods usually up to 15 years. Some home equity loans offer r...
vijayvj-homeequityloan.blogspot.com
HOME EQUITY LOAN: Special types of securitization
http://vijayvj-homeequityloan.blogspot.com/2007/11/special-types-of-securitization.html
Tuesday, November 6, 2007. Special types of securitization. A master trust is a type of SPV particularly suited to handle revolving credit card balances, and has. The flexibility to handle different securities at different times. In a typical master trust. Transaction, an originator of credit card receivables transfers a pool of those receivables to the trust. And then the trust issues securities backed by these receivables. Often there will be many tranched. Payments are accumulated in a separate accoun...
vijay-scale3.blogspot.com
REFINANCING MORTGAGE: Refinancing risk
http://vijay-scale3.blogspot.com/2008/02/refinancing-risk.html
Wednesday, February 6, 2008. In banking and finance, refinancing risk is the possibility that a borrower cannot refinance by borrowing to repay existing debt. Many types of commercial lending incorporate bullet payments at the point of final maturity; often, the intention or assumption is that the borrower take out a new loan to pay the existing lenders. Refinancing is also known as "rolling over" debt of various maturities, and may be referred to as rollover risk. Subscribe to: Post Comments (Atom).
